Step 1
Passport or tax ID from the application
Full name, passport or tax ID are taken from a leasing application, a candidate form or a customer card. If there is no document, the customer photographs the passport in a KYC session.
Checking a customer for bankruptcy and court cases via API
Checking an individual or sole proprietor against courts and the bankruptcy register — before a loan, a lease, a rental or a management appointment. We search bankruptcy and arbitration by tax ID with no namesakes, and courts of general jurisdiction by full name, flagging exact matches.
We check against data from:
Tax number Full name Date of birth Russian passport
Data is stored in Russia · Register of Russian software No. 19972 · Federal Law No. 152‑FZ
EFRSB, the Arbitration Case Index, GAS Pravosudie: where to look for a person’s bankruptcy and court cases
A citizen’s bankruptcy and court history sit in three different systems, and none replaces another: out-of-court bankruptcy is not in the courts, and courts of general jurisdiction have no tax ID on their case cards.
We query all three in one run and return a separate line for each.
- Catalogue of checks
Federal bankruptcy register
Federal Law 127‑FZ, Art. 28, paras 1, 2, 8; Art. 223.2
What it is
- The federal bankruptcy register
- Open, publicly available information, may be used without restriction
About the citizen
- Debtor identifiers, including tax ID and SNILS
- Notices on every stage of the procedure
Without a court
- Out-of-court bankruptcy through an MFC for debts from ₽25,000 to ₽1,000,000 — the notice is also published in EFRSB
- Why by tax ID
The commercial court case file
Federal Law 127‑FZ, Art. 33, para. 1
Bankruptcy
- Bankruptcy cases of citizens, including sole proprietors, are heard by an arbitration court
- Case number, court, stage
Disputes
- Arbitration cases where the person is a plaintiff, defendant or third party
- Most often sole proprietors and former executives
Search
- By tax ID — unambiguous, no namesakes
- How to read a court card
Courts of general jurisdiction
Federal Law 262‑FZ, Art. 15
What you see
- Criminal, civil and administrative cases
- GAS Pravosudie and Moscow courts
What is not provided for
- Personal data in published rulings is anonymised
- Cards have no tax ID or date of birth
Search
- By full name — split into exact matches and probable namesakes
Bankruptcy, arbitration, courts of general jurisdiction: catalogue of court checks
Each check runs on its own or together with others in one request. The card shows the source, what comes back in the response and which data is needed. The full catalogue is on the database checks page.
Bankruptcy and disputes by tax ID
The bankruptcy register and the Arbitration Case Index, with no namesakes.
- Federal bankruptcy register
Bankruptcy information
Notices on a person’s bankruptcy case: debt restructuring, asset sale, completion, out-of-court bankruptcy through an MFC.
Required: INN, or full name and date of birth.5 ₽ · in the 16-in-1 package
Learn more - Court file
Bankruptcy cases in commercial court
Cases where the person is the debtor: case number, court, stage.
Required: Tax ID — the system gets it from the passport.5 ₽ · in the 16-in-1 package
Learn more - Court file
Commercial court cases
Disputes involving the person — most often as a sole proprietor or former executive. Matched by tax ID, so namesakes are excluded.
Required: INN.5 ₽ · in the 16-in-1 package
Learn more - Federal Tax Service
Account operation freezes
Tax authority decisions to suspend account transactions: date, number, reason.
Required: INN, or full name, date of birth and passport.on request
Learn more
Courts of general jurisdiction
Criminal, civil and administrative cases by full name, plus what bailiffs are collecting.
- GAS Pravosudie · Moscow courts
Criminal cases
Cases where the person is a party to criminal proceedings, nationwide and in Moscow courts.
Required: full name.₽5 · “Courts of general jurisdiction” check
Learn more - GAS Pravosudie
Civil and administrative cases
Debt claims, contract and administrative disputes. Results are split into exact matches and probable namesakes.
Required: full name.₽5 · “Courts of general jurisdiction” check
Learn more - Federal Bailiffs Service
Enforcement proceedings
What bailiffs are already collecting under court rulings: number, type of recovery, amount.
Required: full name and date of birth.5 ₽ · in the 16-in-1 package
Learn more - Notary Chamber
Pledges over movable property
Whether the person’s car or equipment is pledged.
Required: surname, first name and passport, or full name and date of birth.5 ₽ · in the 16-in-1 package
Learn more
Who you are dealing with
Passport, tax ID and mandatory lists.
- Federal Tax Service
INN by passport
A person’s tax ID is the key to bankruptcy and arbitration with no namesakes.
Required: passport and full name with patronymic.5 ₽ · in the 16-in-1 package
Learn more - Police · SMEV
Validity of a Russian passport
Whether the passport is valid and was issued to this person.
Required: series, number, date of issue, full name and date of birth.5 ₽ · in the 16-in-1 package
Learn more - Rosfinmonitoring
The list of terrorists and extremists
List of organisations and individuals involved in extremism or terrorism.
Required: full name.5 ₽ · in the 16-in-1 package
Learn more - OFAC · EU · UK · UN
International sanctions lists
Matches with a similarity score and an alias flag.
Required: surname and first name.5 ₽ · in the 16-in-1 package
Learn more
Tax ID versus full name: why we search bankruptcy by number and courts by name
The bankruptcy register and the Arbitration Case Index know a person’s tax ID; courts of general jurisdiction know only the full name. That determines how many namesakes come back.
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Tax ID — no namesakes
Bankruptcy and arbitration we search by tax ID: EFRSB publishes it for every citizen-debtor.
A tax ID match — the same person. -
Passport instead of tax ID
The system gets the tax ID from the passport — the customer does not need to know it.
Patronymic is required: without it the tax ID cannot be found. -
Full name and date of birth
EFRSB without a tax ID is checked by full name and date of birth.
For arbitration that is not enough — a tax ID is needed. -
Full name only — courts
Court of general jurisdiction cards contain no tax ID or date of birth.
Results are labelled: an exact match of the full name or a probable namesake. -
Sole proprietor — by personal tax ID
A sole proprietor’s tax ID is their personal tax ID: every check on this page runs on it.
It does not replace the company check: a legal entity is covered in counterparty checks. -
A foreign customer
Without a tax ID or a Russian passport — EFRSB by full name and date of birth, and courts by full name.
A document from 195+ countries and territories is recognised without manual entry.
From passport to a line in the file: three steps of a bankruptcy check
The check is launched by your system or your lawyer. The customer does not have to do anything if the passport or tax ID is already in the application.
Step 2
Tax ID — and three sources at once
From the passport the system gets the tax ID and in one run queries EFRSB, the Arbitration Case Index and courts of general jurisdiction. The result is fetched by run number.
Step 3
A line for each source
For each check — whether the source was queried and what it found: an EFRSB notice, case number, court, stage. The employee sees the matches and decides.
An EFRSB notice, an index case, a court card: how to read what was found
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An EFRSB notice
The stage of the procedure matters more than the fact itself: restructuring, asset sale or a procedure already completed. A notice of out-of-court bankruptcy through an MFC is also bankruptcy, even though there is no court case.
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A case in the Arbitration Case Index
Found by tax ID — so it is the same person. A bankruptcy case shows the number, court and stage; an ordinary arbitration dispute speaks of the person’s business, not their insolvency.
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A court of general jurisdiction card
“Exact match” — the full name matches; “probable namesake” — the surname and initials match. Check the region and the substance of the case before drawing a conclusion: the card has no date of birth.
“Not found” means there were no records on the date of the request. If a source did not respond, the check is marked “not checked” and the run is repeated — the service never returns an empty result in place of a real one.
Creditor, lessor, employer, property buyer: who needs to know about a customer’s bankruptcy
The check is used where the law ties bankruptcy to a company decision: lending money, transferring property, appointing to a position or closing a deal.
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Bank, microfinance organisation, cooperative
Five years after bankruptcy a person takes a loan or credit only while stating that fact. The check shows whether the customer kept quiet about it on the form.
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Leasing and instalments
During debt restructuring, a loan, credit or pledge requires the written consent of the financial manager. Without it a deal with a customer in the procedure is a risk.
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Employer and shareholders
For three years after bankruptcy a person cannot sit on the governing bodies of a legal entity, for ten years — of a credit institution, for five years — of an insurer, a non-state pension fund or a microfinance company. Check before appointing.
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Property buyer
An apartment, car or share owned by a citizen in bankruptcy is sold only with the financial manager’s consent. Run the check before the deposit, not after.
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Landlord
Long-term rental of housing, an office or equipment: bankruptcy and debt claims are a reason to ask for a deposit or a guarantor.
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Platform and marketplace
A sole-proprietor seller is an individual with a personal tax ID: bankruptcy and arbitration are checked by the same request. The company — at counterparty check page.
Application, payout, arrears, appointment: when to repeat a bankruptcy check
A procedure is opened after you have checked the customer. Repeat the request at the points where money or a position depends on the status.
- EFRSB and arbitration by tax ID — before the decision on the application
- Courts of general jurisdiction by full name — in the same run
- A full name match — to manual review
- Before transferring money or property
- Before a deposit on a deal involving a citizen’s property
- The result as of the deal date — in the file
- At the first arrears — whether a procedure has been opened
- Procedure opened — the claim goes only into the bankruptcy case
- A claim and collection outside the case — your lawyer’s decision
- Before appointing a director and a board member
- Portfolio re-check — with every request through the API
- Schedule and comparison with the previous result — on your side
- The “NeuroVision” tag — performed by the service, “Your system” — by you. There is no automatic notification of a new procedure: a re-check is a repeat request on your schedule.
The customer turned out to be bankrupt: what changes in the deal and in handling the debt
Bankruptcy does not forbid working with a person. But it changes how debt is collected, who signs deals and which positions they can be appointed to.
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Claims — only in the case
Once debt restructuring is opened, creditors’ claims are filed only in the bankruptcy case and enforcement documents on property recovery are suspended. Interest and penalties stop accruing.
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Deals — through the manager
Loans, credits, guarantees, pledges, and deals involving real estate, vehicles and property worth more than ₽50,000 are made by the customer only with the financial manager’s written consent.
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A new loan — with disclosure
For five years after the procedure ends, a person must state the fact of bankruptcy when taking a credit or loan. The check confirms they did.
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Positions — with restrictions
Three years — no seats on the governing bodies of legal entities, ten years — in banks, five years — in insurers, non-state pension funds, fund management companies and microfinance companies.
The registers are open, but you still need a legal basis: Federal Law 152‑FZ when checking bankruptcy and courts
Public register
EFRSB is open by law
Bankruptcy register data is published online, is open and may be used without restriction. Processing data that must be published by law is one of the grounds under Federal Law 152‑FZ.
Contract with the customer
The customer asks for a loan or lease themselves
If the check is needed for a contract made at the customer’s initiative, the basis may be the contract. Which basis is yours is for your company to decide.
Consent — as a separate document
From 1 September 2025
If the basis is consent, it is obtained separately from other documents: specific, purposeful and informed.
Candidates for a position
Notify and obtain written consent
If information about an employee is obtained from a third party, the employer notifies them in advance and obtains written consent.
A decision — not on automation alone
The report is input for a specialist
A decision with legal consequences must not be taken solely on the basis of automated processing, except with written consent or as the law provides.
152‑FZ
Only for legal entities and sole traders under a contract
Data in Russia
A company, a criminal record, debts with no court: what a bankruptcy check will not show
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Company bankruptcy
This page checks an individual and a sole proprietor. Bankruptcy, arbitration and debts of an organisation, its executive and founders — in one request by the company’s tax ID in counterparty checks.
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Criminal record
A criminal case on a court card is not a certificate of no criminal record. The certificate is issued by the Ministry of Internal Affairs to the person, and an employer may demand it only where the law provides.
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Debts that never went to court
Arrears without a claim are not visible in courts. What bailiffs are already collecting — in the FSSP database check; credit load before any court case is shown by scoring with the customer’s consent.
The service works only with legal entities and sole proprietors under a contract — for loans, deals and hiring. You cannot check yourself or an acquaintance through NeuroVision.
Price of a bankruptcy and court case check
You pay for completed checks — no subscription fee. A check skipped for lack of data is not charged.
- Build a set
Bankruptcy and courts
5 ₽ per check
EFRSB, bankruptcy cases in arbitration, arbitration cases, courts of general jurisdiction — each separately.
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All basic Russian checks by passport: tax ID, bankruptcy, arbitration, courts, bailiffs, pledges, wanted lists, lists and sanctions. Separately — ₽80.
- Enable
Document and checks
from 16 ₽ per session
A KYC session from ₽16, with liveness — from ₽29. Passport with no manual entry, tax ID and checks — right after recognition.
Account blocks and tax arrears — on request. International screening — ₽36. Trial period — 1 month.
Integration: bankruptcy and courts in a lending pipeline, KYC sessions and a lawyer’s workspace
The personal bankruptcy register via API, court checks in a KYC scenario or a manual run by a lawyer — wherever you get a passport or tax ID.
- REST API
- Web SDK
- iOS and Android
- Console
- On-premise
A trial period of 1 month.
Payment for completed checks. The data retention period is set in the scenario. Support — through a ticket system.
EFRSB, restructuring, financial manager: a glossary of the bankruptcy check
A short guide to terms from the bankruptcy law, the court systems and the check report.
- Federal bankruptcy register
- The Unified Federal Register of Bankruptcy Information: open notices on bankruptcy procedures of citizens and companies.
- Bankruptcy register
- Debt restructuring
- A procedure in which a citizen repays debts under an approved plan; once it is opened, claims are filed only in the bankruptcy case.
- Debt restructuring
- Asset sale
- A procedure in which a citizen’s property is sold to settle with creditors.
- Asset sale
- Financial manager
- An arbitration manager in a citizen’s bankruptcy case; without their consent the citizen does not make large deals.
- Financial manager
- Out-of-court bankruptcy
- A procedure through an MFC without a court for debts from ₽25,000 to ₽1,000,000; the information goes to EFRSB.
- Out-of-court bankruptcy
- Court file
- The Arbitration Case Index: bankruptcy cases and disputes in arbitration courts.
- Arbitration case files
- GAS Pravosudie
- The state system of courts of general jurisdiction: criminal, civil and administrative cases.
- Courts system
- Court of general jurisdiction
- District, city, regional and other courts except arbitration courts: citizens’ disputes, criminal and administrative cases.
- General court
- Probable namesake
- A match by surname and initials without confirmation: the court card has no date of birth or tax ID.
- Possible namesake
- Personal data operator
- The company that determines the purposes and grounds of data processing; in a check, that is you.
- Data controller
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Frequently asked questions about bankruptcy and court case checks
Submit the passport or tax ID — via API, from a KYC session or in the workspace. We check EFRSB and the Arbitration Case Index by tax ID, with no namesakes, and return notices and cases with the stage of the procedure. Each check — ₽5.
Yes. The notice of the start of an out-of-court procedure is included in EFRSB, and the check finds it. There is no such case in the courts — so EFRSB is always checked, even if arbitration is empty.
EFRSB and the Arbitration Case Index know a citizen’s tax ID, so a search by it does not confuse namesakes. The system gets the tax ID from the passport itself — only the patronymic is needed.
EFRSB — by full name and date of birth, courts of general jurisdiction — by full name. Arbitration cases are not checked without a tax ID: the check is marked skipped and not charged.
Disputes where they are plaintiff, defendant or third party — most often as a sole proprietor or former executive. A bankruptcy case is a separate check.
Criminal, civil and administrative cases in GAS Pravosudie and in Moscow courts. Results are split into exact matches of the full name and probable namesakes.
They can, but for five years after the procedure ends they must state the fact of bankruptcy. During restructuring, credits and loans — only with the financial manager’s consent.
Three years after bankruptcy — no, unless the law provides otherwise; at a credit institution — ten years, at an insurer, non-state pension fund, fund management company or microfinance company — five years.
You determine the basis for processing as the operator: consent, contract, law or data that must be published. For candidates, if data is obtained from a third party, notice and written consent are required.
This page checks an individual and a sole proprietor. Check a company, its executive and founders by tax ID on the counterparty check page.
No. NeuroVision works only with legal entities and sole traders under a contract.
EFRSB, arbitration and courts — ₽5 per check, all 16 basic passport checks — ₽50. Trial period — 1 month.
We’ll set up customer bankruptcy and court checks
Tell us who you check — borrowers, lessees, candidates for senior positions or property sellers — and what data is in the application. We’ll put together a set of checks and give you trial access.
Can't put your request into words? Book a call and our team will contact you at a convenient time
Book a call
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Address: Moscow, Presnenskaya Embankment 12 — Moscow City business centre, Federation Tower. Nearest metro stations: Delovoy Tsentr and Mezhdunarodnaya.
