Bank customer verification on a single platform: document recognition, checks against state databases, the Rosfinmonitoring watchlists, sanctions and PEP status, corporate customers and their beneficial owners, forged documents and signals from the «Antifrod» state system. In a cloud in Russia or inside the bank's own perimeter.
The top-1 face verification algorithm in Russia, top-24 worldwide — NIST FRVT (March 2023)
A bank is the principal subject of 115‑FZ and a mandatory participant in the «Antifrod» state system. Below are the main obligations and deadlines that affect customer and transaction screening.
NeuroVision automates customer checks and signal handling. Identification through the Unified Biometric System and the state services portal, the freezing of funds, reporting to Rosfinmonitoring and decisions on the customer remain with the bank.
Identification, beneficial owners and customer details.
115‑FZ, art. 7, 7.4 and 7.5 — customer screening and the freezing of funds.
41‑FZ, 210‑FZ and 353‑FZ — loans, transfers and the «Antifrod» state system.
The six tasks banks come to us with most often. Switch on one or all of them — the products run on one platform and one API.
The passport is recognised with no manual entry, the document is checked for forgery, and the data goes straight into the database and watchlist checks. The bank carries out identification through the Unified Biometric System and the state services portal in the same flow.
Most often enabled:
The passport is scanned at the desk or with a camera — the form fills in seconds and manual entry errors disappear. The database checks are launched from the same window.
Most often enabled:
Matching the entire base against the watchlists once a quarter and checking passport validity and changes of details — in batches through the API, with no manual work for tellers.
Most often enabled:
Checking a legal entity against the registers, establishing its beneficial owners, and checking the director and the representative. It complements the risk rating from the «Know Your Customer» platform.
Most often enabled:
Edited and generated passports, screen photos, repeat applications and signs of a money mule — caught before an account is opened and a card issued.
Most often enabled:
System signals as indicators in risk scoring, transaction screening rules, and a handling log for the regulator.
Most often enabled:
Remote identification of a new customer under 572‑FZ goes through the state systems. It is a mandatory step and we do not replace it.
Whether the passport is valid, whether the customer is on the watchlists or sanctions lists, whether they are a politically exposed person, and whether there are signs of forgery or of a money mule. The biometric system does not check any of this.
Branches, legal entities and sole traders, updating details, documents from 195+ countries and territories, transactions and «Antifrod» signals.
The decision on the customer is the bank's.
NeuroVision supplies the data that makes it fast and well founded.
NeuroVision's checks slot into the bank's onboarding flow — before or after identification through the biometric system, in the app and in the branch.
A Russian internal passport, an international passport or a foreign national's document is recognised in the app, on a scanner or by a camera in the branch. The form fields fill automatically and the document is checked for forgery and traces of editing.
From the document data in a single request: passport validity through the police, the tax number, the Rosfinmonitoring list, sanctions, PEP status, wanted lists and bankruptcy — only what your policy requires.
For every check: the result, the source, the date and the records found, in JSON. The bank's rules let the customer through, send them for manual review or reject them; the result is stored in the file for the regulator's inspection.
A bank usually needs all four groups, but they can be switched on one at a time — starting with the most urgent task.
Documents and the customer
Recognition, document authenticity and database checks.
Russian internal and international passports, driving licences and documents from 195+ countries and territories — as JSON, MRZ included.
Expired, replaced, lost and invalid passports — caught before an account is opened. 5 ₽.
More than 30 checks from 5 ₽: debts, bankruptcy, taxes, court cases, wanted lists and account freezes.
A ready-made document capture interface branded as the bank's — for a pilot and for individual scenarios.
AML/CFT and sanctions risk
Mandatory watchlists under 115‑FZ and risk assessment against foreign lists.
The mandatory check under 115‑FZ, namesakes filtered out by date of birth, and delisted entries shown separately. 5 ₽.
A similarity score and aliases for every match. This is customer and payment risk assessment, not the enforcement of foreign sanctions. 5 ₽.
Politically exposed persons and their associates, sanctions from more than 50 countries, and regulatory actions. 36 ₽.
Corporate customers and sole traders
The company, its director, its owners and its representative.
Registers, the director, the shareholders, the documents and a check on the company's representative.
Owners with a stake above 25% and the representative are screened against watchlists, sanctions and PEP lists.
Fraud and monitoring
Forgeries, money mules, state system signals and suspicious transactions.
Edited and generated documents, printouts, screen photos and logical inconsistencies in the data.
Preparation for work with the state system, signals in risk scoring, and a handling log. The PODD agent and SMEV 4 are connected by the bank itself or with an integrator.
Rules and workflows for screening transactions, sanctions lists and reporting on suspicious activity.
Database checks carry a fixed price per request, with no subscription fee. Recognition, anti-fraud, KYB, KYT and the «Antifrod» state system are quoted against the bank's volume and deployment model.
5 ₽ per check
The Rosfinmonitoring list, sanctions, passport validity, bailiff records and bankruptcy — individually, to match your policy.
50 ₽ per package (3.125 ₽ per check)
16 key customer checks from a single passport, including the Rosfinmonitoring list and sanctions. Bought separately they cost 80 ₽.
36 ₽ per check
PEP status, sanctions lists from more than 50 countries, regulatory actions and adverse media — for non-resident customers.
Banks with high volumes get individual terms and an on-premises installation. Document recognition, anti-fraud, KYB, KYT and preparation for the «Antifrod» state system are quoted individually.
Banks more often choose an installation inside their own perimeter: customer data never leaves the bank's infrastructure. For a pilot and for individual scenarios, the NeuroVision cloud in Russia is a good fit.
A bank needs a vendor it can show the regulator without embarrassment: a Russian platform listed in the software registry, deployment inside the perimeter, and a clear result for every check.
Documents, database checks, watchlists and sanctions, corporate customers, anti-fraud, transaction monitoring and «Antifrod» signals.
One vendor, one API and one contract.
The platform is entry no. 19972 in the Russian software registry; a Skolkovo resident.
Top-1 in Russia and top-24 worldwide by NIST FRVT (March 2023).
The project «Development of a multimodal system using artificial intelligence "Neuromed" for managing the diagnostic processes of a clinic on the basis of the "Neurovision" computer vision platform» is supported by the Innovation Promotion Foundation within the federal project «Domestic Solutions»
The Neurovision computer vision platform is registered with Rospatent (certificate No. 2023661508) and included in the Russian Software Registry (entry No. 19972 of 13.11.2023)
The right to use the Platform is granted under a licence agreement concluded by Neurovision with its customers
The requirements on banks, the «Antifrod» state system and customer screening in practice — in our blog.
KYC (Know Your Customer) is the screening of a customer when they are taken on and throughout the relationship. For a bank that means identification under 115‑FZ, document checks, the Rosfinmonitoring watchlists, sanctions and PEP status, establishing the beneficial owners of corporate customers, risk assessment and updating customer details.
No. Remote identification of a new customer without a branch visit goes through the state services portal and the Unified Biometric System under 572‑FZ. NeuroVision checks what that system does not: the authenticity and validity of the document, the watchlists, sanctions, PEP status, corporate customers and signs of fraud.
Yes. The platform is deployed on-premises: customer data never leaves the bank's infrastructure, and it integrates with the core banking, remote banking and anti-fraud systems. The platform is entry no. 19972 in the Russian software registry.
Yes: we prepare the bank to work with the «Antifrod» state system and build its signals into the anti-fraud platform alongside the customer checks. The SMEV 4 connection and the PODD agent are handled by the bank itself or with an integrator.
Compare not only the full name but also the date of birth: if even one identifier fails to match, the person is not considered to be on the list. NeuroVision does this automatically and shows delisted entries separately.
Yes, through KYB: the registers, the director, the shareholders and the beneficial owners, plus a document check on the representative. It complements the risk rating the bank receives from the Bank of Russia's «Know Your Customer» platform.
Inside the bank's perimeter with an on-premises installation, or in the NeuroVision cloud in Russia. The platform complies with 152‑FZ and 242‑FZ.
Database and watchlist checks cost from 5 ₽ per request, and a package of 16 checks from a single passport costs 50 ₽. Document recognition, anti-fraud, KYB, KYT and on-premises deployment are quoted against the bank's volume.
With a pilot on a single task: watchlist screening and passport validity checks for new customers, say, or passport recognition in branches. The trial period is 1 month.
Tell us which task has to be solved first — onboarding, watchlists, legal entities, anti-fraud or the «Antifrod» state system — and we will prepare a pilot and a quote.
Can't put your request into words? Book a call and our team will contact you at a convenient time
Book a callThe company is included in the register of IT companies and the register of personal data operators of the Russian Ministry of Digital Development.
Address: Moscow, Presnenskaya Embankment 12 — Moscow City business centre, Federation Tower. Nearest metro stations: Delovoy Tsentr and Mezhdunarodnaya.
