Check an individual’s debts with bailiffs before a loan, deal, lease or hire. Full name and date of birth are enough: for each proceeding you get the number, type of recovery, debt amount and bailiff department, and FSSP alimony and wanted records come as separate lines.
We check against data from:
Data is stored in Russia · Register of Russian software No. 19972 · Federal Law No. 152‑FZ
The law on enforcement proceedings makes part of the information about debtors public — client checks are built on exactly that. It does not include addresses or data about the creditor.
We match a person against the database by full name and date of birth and return each proceeding found as a separate record.
Law 229‑FZ, Art. 6.1, parts 1, 3
Law 229‑FZ, Art. 6.1, part 4; Art. 46, part 1, items 3, 4
Law 229‑FZ, Art. 6.1, part 1.1; Art. 98; Art. 99, parts 2, 3
Each check runs on its own or together with others in one request. The card shows the source, what comes back in the response and which data is needed. The full catalogue is on the database checks page.
Proceedings, alimony, wanted records and property encumbrances.
A person’s active proceedings: number, type of recovery, debt amount, bailiff department. Unpaid debts under court rulings are visible here.
Required: full name and date of birth.
5 ₽ · in the 16-in-1 package
Learn moreRegistry of debtors held liable for unpaid alimony or put on the wanted list.
Required: full name and date of birth.
5 ₽ · in the 16-in-1 package
Learn moreThe wanted category, the date of the announcement and the number of the proceedings under which the bailiffs are looking for the person.
Required: surname, first name, date of birth.
5 ₽ · in the 16-in-1 package
Learn moreWhether a person’s car or equipment is pledged — from the notary chamber’s pledge notification registry.
Required: surname, first name and passport, or full name and date of birth.
5 ₽ · in the 16-in-1 package
Learn moreBudget, accounts and bankruptcy procedure.
Notices of a person’s bankruptcy case, including out-of-court bankruptcy through an MFC.
Required: INN, or full name and date of birth.
5 ₽ · in the 16-in-1 package
Learn moreUnpaid taxes and payments administered by the tax service.
Required: INN and full name.
on request
Learn moreTax service decisions to suspend operations: date, decision number, reason.
Required: INN, or full name, date of birth and passport.
on request
Learn moreSummary of an individual’s debts by tax ID — no namesakes. Complements bailiffs and the tax service.
Required: INN.
on request
Learn morePassport, tax ID, wanted list and courts.
Whether the passport is valid and was issued to this person.
Required: series, number, date of issue, full name and date of birth.
5 ₽ · in the 16-in-1 package
Learn moreThe person’s tax ID — bankruptcy, arbitration and debts by tax ID work without namesakes through it.
Required: passport and full name with patronymic.
5 ₽ · in the 16-in-1 package
Learn moreCivil, administrative and criminal cases marked “exact match” or “probable namesake”.
Required: full name.
5 ₽ · in the 16-in-1 package
Learn moreRecords of the public database of persons wanted by the Russian Ministry of Internal Affairs.
Required: full name and full date of birth.
5 ₽ · in the 16-in-1 package
Learn moreA citizen’s address is not in the bailiffs’ database, so the person is found by name and date of birth. The more accurate the data, the fewer namesakes in the response.
The minimum for all three FSSP databases: proceedings, alimony and wanted records.
Without a date of birth the check is marked as skipped and is not charged.
Narrows the results for common last names.
For the FSSP wanted list not required — last name, first name and date are enough.
The database publishes the debtor’s date and place of birth.
Name matches but place of birth differs — a reason for manual review, not for refusal.
A passport opens all 16 basic checks: three FSSP databases, pledges, bankruptcy, courts.
Without manual entry — recognition in KYC session from 16 ₽.
The system gets the tax ID from the passport — bankruptcy and debts by tax ID work without namesakes through it.
In the FSSP database a citizen’s tax ID is not published.
By full name and date of birth a foreign client is checked against the same FSSP databases.
Document from 195+ countries and territories is recognised without manual entry.
Your system starts the check as soon as the application contains a full name and date of birth. The client does not need to do anything extra.
Full name and date of birth are taken from the loan form, lease agreement or candidate card. If they are missing, the client photographs the passport in a KYC session and the fields arrive without retyping.
Your system sends a request with checks for proceedings, alimony and wanted records — and, if needed, pledges and bankruptcy. The response immediately returns a run number, and you pick up the result by it.
For each database — whether it was queried and what it found: proceeding number, type of recovery, amount. Your credit policy rules decide what to approve automatically and what to pass to a specialist.
The debt is being collected now: the record contains the proceeding number, type of recovery and amount. A person may have several proceedings — assess their amount, not just their number.
The bailiff did not find the debtor or property and returned the document to the creditor. The debt is not repaid, and the record stays public for up to three years — a signal for the lender even if there are no active proceedings.
An FSSP wanted record is rarer than a debt and weighs more: the person is evading enforcement. An entry in the alimony debtors registry means the person has already been held liable for non-payment.
An empty response does not mean “no debts”: an overdue debt with no enforcement document yet is not visible to bailiffs. If a database did not respond, the run is repeated and the check is marked “not checked” — the service never returns an empty result in place of a real one.
A debt check on an individual is used wherever a company gives out money, property or access before it gets them back.
Before issuing a loan: proceedings and their amounts show a debt load the client may not have stated on the form. Deductions under them reduce the income from which your loan is repaid.
Individual and sole-proprietor lessee — before handing over equipment or a car. Together with bailiffs: movable-property pledges and bankruptcy.
For positions with financial responsibility and access to money. If there is a debt, the enforcement document will come to you: the employer makes the salary deduction.
Housing, equipment, cars — before the contract and handing over the keys. An FSSP wanted record and proceedings for large sums are a reason to ask for a deposit or a guarantor.
Before the first contact and before buying a portfolio: which of the client’s debts bailiffs are already collecting, and whether there is a wanted record or bankruptcy.
Before a pledge loan or admitting a member — the same check, but with a short form: full name and date of birth.
A proceeding is opened within days, and the record lives until it is completed. A check as of the application date goes stale — repeat it wherever the decision depends on the debt.
The database shows debts of different weight. The rule “has a proceeding — refuse” cuts off solvent clients and lets through those from whom there is nothing left to collect.
A few thousand rubles of traffic police fine or tax is a common record that says little about solvency. Consider the amount and type of recovery, not the fact itself.
A proceeding on a loan or credit is a direct signal of debt load. The amount and number of such proceedings are the main input for approval rules.
For child alimony up to 70% of income is withheld — more than for other debts. This lowers the income from which the client will pay you.
There are no active proceedings, but three years ago bailiffs found no property. Such a client is riskier than one with a single active fine.
Published by law
The list of database information open to everyone is set by part 3 of Art. 6.1 of the law on enforcement proceedings. Processing data subject to publication by law is one of the grounds of Law 152‑FZ.
The client asks for a loan or lease themselves
If the check is needed to conclude a contract at the client’s initiative, the contract may be the basis. Which basis is yours is decided by your company.
From 1 September 2025
If the ground is consent, it is drawn up separately from other documents the person signs: specific, purposeful and informed.
Notify and obtain written consent
If an employee’s data can only be obtained from a third party, the employer notifies them in advance and obtains written consent.
Not by automation alone
A decision with legal consequences cannot be made solely on the basis of automated processing without the person’s consent. The report is an input for rules and for a specialist.
152‑FZ
Only for legal entities and sole traders under a contract
Data in Russia
The check looks for a citizen by full name and date of birth. Check debts of an organization and its head by tax ID on the counterparty check page.
Until the creditor gets a court decision or court order, there is no debt with bailiffs. Credit load before court is shown by scoring with the client’s consent — it is in the checks catalog.
A citizen debtor’s address and creditor data are not in the open database, and we do not provide them. Pledged property is a separate check in the pledge registry.
The service works only with legal entities and sole proprietors under a contract — for loans, deals and hiring. A person can check their own debts on the FSSP website or on Gosuslugi; through NeuroVision — not possible.
You pay for completed checks — no subscription fee. A check skipped for lack of data is not charged.
5 ₽ per check
Enforcement proceedings, alimony debtors, FSSP wanted list — each separately.
All basic Russian checks by passport: three FSSP databases, pledges, bankruptcy, arbitration, courts, wanted lists of the Ministry of Internal Affairs and the Federal Penitentiary Service, passport, tax ID, lists and sanctions. Separately — RUB 80.
from 16 ₽ per session
KYC session from RUB 16, with liveness — from RUB 29. Data from the passport without manual entry, database checks — right after recognition.
Tax debt, account blocks and debts by tax ID — on request. International screening — RUB 36. Test period — 1 month.
Your system, a KYC scenario or an employee launches the FSSP check via API — wherever you get the client’s full name and date of birth.
Payment for completed checks. The data retention period is set in the scenario. Support — through a ticket system.
Briefly on the concepts from the law, the FSSP database and the check report.
How to build a client check by risk and not lose approvable clients — in our blog.
Pass the full name and date of birth — via API, from a KYC session or in the dashboard. We match the person against the enforcement proceedings database, the alimony debtors registry and the FSSP wanted list and return records for each database. Each check — RUB 5.
Yes. The kyc/checks/run request returns a run number, the result is picked up by polling every 5–10 seconds. Each client is a separate request, so the check fits into a credit pipeline.
Proceeding number, type of recovery — loan, fine, tax and others — debt amount and bailiff department. A person may have several proceedings.
These are different databases. Almost every debtor has a proceeding; the wanted list is only for those who evade enforcement. A wanted record is rarer and weighs more.
Yes, if the proceeding was closed by returning the document to the creditor — when the debtor or property was not found. Such information is public until repayment, but no longer than three years from the closing date.
No: full name and date of birth are enough for the three FSSP databases. A passport opens all 16 basic checks — pledges, bankruptcy, courts — and the tax ID for checks without namesakes.
Compare the date and place of birth in the record — the database publishes them. A match on full name alone is a reason for manual review, not for refusal.
The basis for processing is determined by you as the operator: consent, contract, law or data subject to publication. For candidates and employees, if data is obtained from a third party, notification and written consent are required.
No. A citizen’s address is not in the open database, and we do not provide it. The check does not return creditor data either.
This check looks for an individual. Check companies, their heads and founders by tax ID on the counterparty check page.
No. NeuroVision works only with legal entities and sole proprietors under a contract. A person sees their own debts on the FSSP website and on Gosuslugi.
Each FSSP database — RUB 5, all 16 basic passport checks — RUB 50. Test period — 1 month, you pay only for completed checks.
Tell us whom and when you check — borrowers, tenants, candidates or portfolio debtors — and how many applications a month. We will assemble a set of checks and give test access.
Can't put your request into words? Book a call and our team will contact you at a convenient time
Book a callThe company is included in the register of IT companies and the register of personal data operators of the Russian Ministry of Digital Development.
Address: Moscow, Presnenskaya Embankment 12 — Moscow City business centre, Federation Tower. Nearest metro stations: Delovoy Tsentr and Mezhdunarodnaya.
