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Buyer checks for developers: documents for the shared-equity agreement without manual entry

The buyer photographs the passport by a link from the booking, or a manager does it in the sales office — the fields go straight into the CRM and the contract template. A foreign passport is read by its MRZ, the document is checked for forgery, the buyer — against lists, sanctions and bankruptcy, a company — by INN. Registration and escrow are handled by Rosreestr and the bank — without retyping your data.

A flat buyer's record: the passport is recognised, database checks are passed, the data is ready for the contract
16 000+ document types: buyers' passports
195+ countries and territories
from 16 ₽ document recognition with anti-fraud
5 ₽ a buyer check against one database
Passport in the SEA MRZ Residence permit and temporary residence permit Authenticity Watchlists and sanctions Company by tax number

Data is kept in Russia · Register of Russian software No. 19972 · 152‑FZ and 242‑FZ

Developer, bank and Rosreestr: what the law requires when selling a flat

In a new-build deal the duties are divided. The developer concludes the contract and is responsible for its data, an authorised bank opens the escrow and checks the client under 115-FZ, Rosreestr registers the contract and the rights.
NeuroVision prepares the buyer's data for the contract and checks them against databases — before signing and before the package is sent for registration.

  • The developer and 115-FZ

    115-FZ, Art. 5 — the list of organisations obliged by law.

    Sales department checklist

    Who is covered

    • Intermediaries in real-estate purchase and sale deals — organisations and sole proprietors
    • A developer as a seller under a shared-equity agreement or a sale and purchase contract is not named in Article 5

    When a developer becomes an intermediary

    • If it sells other people's flats or premises under an agency contract — the rules for realtors apply to these deals
    • Details — on the page for real estate agencies

    Why then check the buyer

    • So that the contract passes registration the first time
    • So as not to conclude a deal with a person from a list, sanctions lists or the register of controlled persons
    • So that the representative's passport and powers are in order
  • Escrow and the bank

    214-FZ, Art. 15.4, 15.5; 115-FZ, Art. 7.

    Who checks what

    Where the shareholder's money goes

    • The price of a shared-equity construction agreement is paid into an escrow account
    • The account is opened only by an authorised bank

    What the bank does

    • Identifies the buyer-depositor under 115-FZ before opening the account
    • Assesses the source of funds and reports suspicious transactions
    • A mortgage is also approved by a bank

    Mandatory monitoring

    • Shared-equity construction agreements and assignment under them are not among the transactions subject to mandatory control for intermediaries
  • Registration of the contract

    214-FZ, Art. 4; 218-FZ, Art. 36.2 as amended by 133-FZ.

    An online deal in 2026

    SEA

    • The contract is subject to state registration and is considered concluded from the moment of registration
    • Developers submit the shared-equity agreement for registration in electronic form

    Remotely from 1 July 2026

    • The buyer signs documents with an enhanced qualified electronic signature
    • The applicant's identity is established through the Unified Biometric System
    • A separate note on the possibility of electronic registration is no longer needed

    What remains with the developer

    • The buyer's data in the contract must match the passport to the letter — otherwise registration is suspended

Buyer's documents for a shared-equity agreement and a sale contract: five types of buyers

The contract is one, and the set of documents depends on who is buying. The set of NeuroVision checks adapts to the buyer type — in one session.

  • A Russian citizen

    • A Russian passport: the spread with the photo and the registration page
    • A passport must be replaced at 20 and 45 — an overdue replacement is visible from the date of birth
    • NeuroVision — the passport fields into the contract, validity against the Ministry of Internal Affairs database, INN by passport; Passport recognition
  • A family with a mortgage or maternity capital

    • Under the family mortgage since 1 February 2026 spouses are co-borrowers, the package contains marriage and children's birth certificates
    • With maternity capital, shares are also registered to the children
    • NeuroVision — the passports of both spouses in one session; the certificates are matched by a manager
  • A buyer through a representative

    • Two people are checked: the buyer and the one who signs the contract
    • The power of attorney is notarised, it is checked against the notary register
    • NeuroVision — the representative's passport and its validity against the Ministry of Internal Affairs database
  • A foreign buyer

    • A passport in Latin letters, a residence permit or a temporary residence permit, a notarised translation of the passport
    • The register of controlled persons of the Ministry of Internal Affairs and a special procedure for persons from “unfriendly” states
    • NeuroVision — a passport of 195+ countries and territories with MRZ, residence permit and temporary residence permit, the Ministry of Internal Affairs register, sanctions; Foreign passports
  • A corporate buyer

    • Commercial premises, apartments, flats for employees — under a sale contract or a shared-equity agreement
    • Signed by the head or a representative under a power of attorney
    • NeuroVision — the company by INN, the head and founders against lists, sanctions and bankruptcy; Check by INN
  • A new flat with finishing before handing over to the buyer

A developer's sales department: six tasks that NeuroVision handles

The buyer's documents are recognised and checked before the manager prepares the draft contract. The CRM receives ready fields and the result of each check — the manager only needs to match the data with the original at signing.

  • The buyer's passport — into the contract without retyping

    A Russian passport is recognised from a photo: full name, date of birth, series and number, date of issue, issued by whom and the department code. The fields arrive as a JSON response — the CRM fills in the booking and the shared-equity or sale contract template.

    Most often enabled:

    • Recognition
    • Russian passport
    Learn more
  • A foreign buyer — Latin letters from the MRZ

    Passports of 195+ countries and territories, 16 000+ document types. The name in Latin letters is taken from the machine-readable zone, the MRZ check digits are recalculated. Residence permit and temporary residence permit — in the same session, 10 ₽ per document.

    Most often enabled:

    • MRZ
    • 195+ countries and territories
    Learn more
  • Scan authenticity before the booking

    Anti-fraud looks for a photo of a document from a screen, a photocopy, a pasted-in photo, drawn-in elements and traces of a graphics editor. A forged scan will not get into the booking and the draft contract.

    Most often enabled:

    • Anti-fraud
    • Included in the package
    Learn more
  • The passport is valid

    The buyer's and the representative's passport — against the Ministry of Internal Affairs database for validity. An invalid passport is found out before signing, not at registration.

    Most often enabled:

    • Police
    • 5 ₽
    Learn more
  • The buyer against lists and registers

    The list of terrorists and extremists, sanctions lists of OFAC, the EU, the United Kingdom and the UN, bankruptcy. A foreigner — against the register of controlled persons of the Ministry of Internal Affairs.

    Most often enabled:

    • Watchlists
    • Sanctions
    • 5 ₽
    Learn more
  • A company buyer by INN

    Status in the Unified State Register of Legal Entities, signs of a shell company, a mass head, account freezes. The head and founders — against the same lists and sanctions as a person.

    Most often enabled:

    • KYB
    • 5 ₽ per register
    Learn more

The buyer's passport — into the contract without manual entry: three steps

The buyer's data is collected at booking, not on the day of signing. The buyer still presents the original passport — but matching the document is faster than retyping it.

Step 1

A link in the booking e-mail

After the booking the buyer receives a link and photographs the passport with a phone — the second spouse, a representative or a foreigner with their own documents — in the same session. The widget prompts if the image is blurred or there is glare in the frame.

A new-build buyer photographs the passport by a link from the booking e-mail
Step 2

Recognition and checks

The fields are recognised, the MRZ is matched, anti-fraud filters out photos of a screen and edited images. The passport — against the Ministry of Internal Affairs database, the buyer — against lists, sanctions and bankruptcy, a foreigner — against the register of controlled persons.

Recognition of a foreign buyer's passport by its MRZ, anti-fraud and checks against the Ministry of Internal Affairs register and sanctions
Step 3

A ready record in the CRM

The fields and the result of the checks — into the CRM via the API. The manager prepares the draft shared-equity or sale contract from the template and at signing matches the buyer with the original. Registration — through Rosreestr or your electronic registration service.

Buyers' data in a developer's CRM: passport fields and check results for the draft contract

An online deal with a developer in 2026: the QES, the Unified Biometric System and electronic registration

Registration without a visit to the multifunctional centre from 1 July 2026

133-FZ of 07.06.2025: documents with a QES, the applicant's identity — through the Unified Biometric System. More about the Unified Biometric System

  • 01

    What the buyer needs

    An enhanced qualified electronic signature and confirmed biometrics in the Unified Biometric System. The documents are filed in electronic form — without a separate application on the possibility of such registration.

  • 02

    When one has to come in person

    If a share is sold, minors take part in the deal, the property is disputed or inherited, or the contract covers several objects. Families with children and maternity capital plan a visit in advance.

  • 03

    Who establishes identity

    The applicant's — the Unified Biometric System at filing, the signature owner's — the certification authority, the escrow depositor's — the bank. A document check service does not confirm identity for Rosreestr.

  • 04

    What remains with the sales department

    A contract with data that matches the passport to the letter and a buyer checked before signing. This is where NeuroVision works: the passport — into the contract without retyping, database checks — into the CRM record.

  • 01.07.2026 133-FZ came into force
  • 1 year validity of a QES certificate
  • 5 years validity of biometrics in the Unified Biometric System

A foreign buyer in a new build: passport, the Ministry of Internal Affairs register and Decree No. 81

A foreigner can buy a flat from a developer, but such a deal has more conditions. Which of them the service checks and which are decided by the deal's lawyer — point by point.
We recognise citizenship from the document. The decision whether a deal needs a permit procedure is made by the lawyer — the service does not replace them.

  • Passport and the name in Latin letters

    A foreigner's passport is recognised with the MRZ: the name in Latin letters, citizenship, validity. Residence permit and temporary residence permit — in the same session. A notarised translation of the passport is needed for registration — the data for it is also without retyping.

  • Register of controlled persons

    A foreigner from the Ministry of Internal Affairs register is prohibited by law from acquiring real estate and registering rights to it. A check — 5 ₽ before the booking, not a Rosreestr refusal after filing.

  • “Unfriendly” states

    Deals through which a person connected with an “unfriendly” state acquires ownership of real estate follow a special procedure — under Decree No. 81, with a permit of the Government Commission or a general permit. The conditions and calculations are determined by the deal's lawyer.

  • Sanctions and politically exposed persons

    Sanctions lists of OFAC, the EU, the United Kingdom and the UN — 5 ₽. International compliance screening — sanctions, politically exposed persons and adverse media — 36 ₽.

Sales department checklist: seven steps from booking to handing over the flat

  • A link for uploading documents — in the booking e-mail or in the buyer's personal account on the website NeuroVisionA property developer
  • Buyer type: a citizen, a family with a mortgage, a representative, a foreigner or a company — the package depends on it A property developer

  • The passport of each buyer and co-borrower; for a foreigner — the passport and the residence permit or temporary residence permit, if they have one NeuroVision
  • A photo from a screen, a pasted-in photo and traces of editing — before the scan gets into the booking NeuroVision
  • Marriage and children's birth certificates, the representative's power of attorney — into the deal file A property developer

  • Full name, passport, registration address and INN — into the shared-equity or sale contract template from the CRM, without retyping NeuroVisionA property developer
  • A person connected with an “unfriendly” state — the lawyer's decision on the permit procedure before signing A property developer

  • An escrow account or a mortgage — the bank identifies the buyer and checks the source of funds Bank / Rosreestr / Unified Biometric System
  • A buyer under a family mortgage — both spouses are co-borrowers, the programme conditions are checked by the bank Bank / Rosreestr / Unified Biometric System

  • In the office — matching the buyer with the original passport; remotely — the buyer's QES and identity established through the Unified Biometric System A property developerBank / Rosreestr / Unified Biometric System
  • The registration package — in electronic form through Rosreestr or your electronic registration service A property developer
  • A repeat buyer check against the list, if several weeks have passed from booking to signing NeuroVision

  • The transfer deed — to the same person as in the contract: matching the passport on handing over the keys A property developer
  • Registration of the shareholder's ownership — under the transfer deed and the registered shared-equity agreement Bank / Rosreestr / Unified Biometric System
  • Document images in NeuroVision — the retention period is set in the flow and the contract, the data can be deleted at any moment NeuroVision
  • NeuroVision — the item is covered by NeuroVision: document recognition, anti-fraud and database checks
  • A property developer — the developer's step: the contract, signing, the registration package, matching the buyer with the original
  • Bank / Rosreestr / Unified Biometric System — identification, payment and registration: the authorised bank, the Unified Biometric System and Rosreestr; NeuroVision does not replace them

Bank, Rosreestr, the Unified Biometric System and NeuroVision: who checks what in a new-build deal

  • What remains with the bank, Rosreestr and the Unified Biometric System

    Identification under 115-FZ. Without NeuroVision — the authorised bank when opening the escrow; NeuroVision does not identify.

    Establishing identity on remote filing. Without NeuroVision — the Unified Biometric System; NeuroVision does not replace it.

    The buyer's electronic signature. Without NeuroVision — the certification authority; NeuroVision does not issue it.

    Registration of the shared-equity agreement and of the right. Without NeuroVision — Rosreestr on the developer's package; NeuroVision does not file.

  • The buyer's documents

    Passport data. Without NeuroVision — retyping into the CRM and the contract; NeuroVision — fields from a photo, a Russian passport and 195+ countries and territories.

    A foreign name. Without NeuroVision — manual transliteration; NeuroVision — Latin letters from the MRZ with check digits.

    Scan authenticity. Without NeuroVision — by the manager's eye; NeuroVision — document anti-fraud in every package.

    Residence permit and temporary residence permit. Without NeuroVision — one more retyping; NeuroVision — in the same session, 10 ₽.

  • Buyer checks

    The passport is valid. Without NeuroVision — the Ministry of Internal Affairs service by hand; NeuroVision — via the API, 5 ₽.

    Lists, sanctions, bankruptcy. Without NeuroVision — agency websites one by one; NeuroVision — in one request, 5 ₽ per check.

    The register of controlled persons. Without NeuroVision — the Ministry of Internal Affairs website; NeuroVision — 5 ₽ before the booking.

    A company buyer. Without NeuroVision — an extract and a manual review; NeuroVision — the INN, the head and founders.

Identity is confirmed by the bank and the Unified Biometric System, registration is done by Rosreestr. The buyer's data for the contract and database checks — NeuroVision. This way the draft shared-equity agreement is ready on the day of booking, and the package goes for registration without corrections.

Recognition and checks of buyers for a developer

Document recognition — in the package per KYC session, database checks — 5 ₽ per request. A check skipped for lack of data is not charged. Response fields — in the API documentation.

Passport and documents

Recognition from a photo and anti-fraud in one session.

  • KYC · OCR

    Recognition of Russian internal and international passports

    A Russian passport and a travel passport are recognised from a photo: the fields arrive as a JSON response in the CRM and the contract template.

    from 16 ₽ per session

    Learn more
  • KYC · OCR

    Foreigners' passports: 195+ countries and territories, MRZ

    The name in Latin letters is taken from the machine-readable zone, the MRZ check digits are recalculated.

    in the package

    Learn more
  • Additional document

    Residence permit, temporary residence permit and ID card

    Recognised in the same session as the passport; the back side of the ID card — free of charge.

    10 ₽

    Learn more
  • A photo from a screen, a pasted-in photo, an editor

    Document anti-fraud

    A photo from a screen, a photocopy, a pasted-in photo and traces of editing — before the booking.

    in the package

    Learn more

How much a new-build buyer check costs

You pay for the buyer, not for a licence: one KYC session — one buyer with all their documents. The price falls as the number of deals per year grows.

  • Document

    from 16 ₽ per session

    Calculate for a developer

    Passport recognition, MRZ verification and document anti-fraud. At 10 000 sessions a year — 18 ₽ per buyer.

  • Most popular choice

    Database checks

    5 ₽ per check

    Configure a set

    Passport validity, the list, sanctions, bankruptcy; the register of controlled persons for foreigners — a separate check, no subscription fee.

  • International compliance screening

    36 ₽ per check

    Enable

    Sanctions, politically exposed persons and adverse media — for foreign buyers and foreign founders.

A residence permit, a temporary residence permit or an ID card in the same session — 10 ₽ per document. A company buyer check — on request. The retention period of document images is set in the flow and the contract. The exact price will be calculated by the calculator on the pricing page.

Connecting to the CRM and the developer's online showcase: a link, an API or your own perimeter

Recognition is built into the booking and contract preparation: the buyer photographs the documents by a link or a manager — in the sales office, the CRM receives the fields via the API.

Link and widget

A unique link for uploading documents — in the booking e-mail, in the buyer's personal account or on the online showcase. A widget with the developer's logo, colours and texts works in a mobile browser. Without developing your own interface.

  • A link for the buyer
  • JSON response
  • A cloud in Russia
  • On-premises

Test access for 1 month.

Payment for sessions and checks, support via a ticket system.

Why developers choose NeuroVision

A buyer check is not a queue in the sales office but ready data for the contract on the day of booking.

The buyer — once and without errors

The passport is captured once — by a link or in the office. After that the fields, the MRZ and the result of the checks live in the CRM, the contract and the registration package without retyping.

There is no need to assemble a solution from several vendors and reconcile their responses.

OCR MRZ 195+ JSON

Foreigners without transliteration

Passports of 195+ countries and territories, the name in Latin letters from the MRZ.

Price per buyer

From 16 ₽ per session, database checks from 5 ₽, no subscription fee.

Data in Russia

Cloud in Russia or installation in the developer's perimeter, Federal Laws 152-FZ and 242-FZ.

Skolkovo — participant

A Russian developer

The platform is in the register of Russian software No. 19972.

SEA, escrow, QES: a developer's sales department glossary

SEA
A shared-equity construction agreement. The developer undertakes to build the building and hand over the flat, the shareholder — to pay the price. Subject to state registration and considered concluded from the moment of registration.
Shared construction agreement
Sale contract
A sale and purchase contract. A developer sells finished flats and premises under it, ownership passes after registration with Rosreestr.
Sale and purchase agreement
Escrow account
An account with an authorised bank into which the shareholder pays the price of the shared-equity agreement. The developer receives the money after the building is commissioned.
Escrow account
Authorised bank
A bank entitled to open escrow accounts for settlements under shared-equity agreements. As a subject of 115-FZ it identifies the shareholder.
Authorized bank
QES
An enhanced qualified electronic signature. Its certificate is issued by an accredited certification authority; it is used to sign documents for electronic registration.
Qualified electronic signature
UBS
The Unified Biometric System. Since 1 July 2026 the applicant's identity is established through it on remote filing of documents for registration. What the Unified Biometric System is
Unified Biometric System
Electronic registration
Filing an application and documents with Rosreestr in electronic form — by a developer, a bank or an electronic registration service.
E-registration
Transfer deed
A document on handing the flat over to the shareholder. Together with the registered shared-equity agreement — the basis for registering ownership.
Transfer certificate
Register of controlled persons
The Ministry of Internal Affairs register of foreigners without legal grounds to be in Russia. They are prohibited from acquiring real estate and registering rights to it. Checking a foreign buyer
Controlled persons register
A type “C” account
A special account for settlements with persons from “unfriendly” states. The money on it can be used only for limited purposes.
Type C account

Developers' frequently asked questions about buyer checks

As a seller under a shared-equity agreement or a sale contract — no: developers are not in the list of organisations of Article 5 of 115-FZ. The subjects of the law in real-estate deals are intermediaries in sale and purchase. If a developer sells other people's objects under an agency contract, it is an intermediary for those deals and applies the rules for realtors.

The authorised bank: it opens the escrow account and, as a subject of 115-FZ, identifies the shareholder, assesses the source of funds and reports suspicious transactions. For a mortgage the buyer is checked by the lending bank. The developer is responsible for the data in the contract.

The bank checks the buyer for itself and later — when opening the escrow or issuing a mortgage. For a developer a typo in the passport, an invalid representative's passport or a foreigner from the register of controlled persons mean a missed registration date and a flat taken off sale. A check before the booking is cheaper.

Yes. Since 1 July 2026 documents for registration can be filed in electronic form with an enhanced qualified signature, and the applicant's identity is established through the Unified Biometric System. One comes in person if minors take part in the deal, a share is sold or the property is disputed.

No. The applicant's identity on remote filing is established by the Unified Biometric System, the signature owner's — by the certification authority, the shareholder's under 115-FZ — by the bank. NeuroVision prepares the buyer's data for the contract and checks them against databases before signing.

A Russian passport and a travel passport, passports of foreigners of 195+ countries and territories with MRZ, a residence permit, a temporary residence permit and an ID card — as additional documents at 10 ₽. Birth and marriage certificates, powers of attorney and questionnaires are not in the list of recognised documents — they are matched by the deal's manager.

The passport is recognised with the MRZ, the name in Latin letters — without transliteration. Then — the register of controlled persons of the Ministry of Internal Affairs: a person from the register is prohibited by law from acquiring real estate. Then sanctions lists and international screening with politically exposed persons. The special procedure for “unfriendly” states is assessed by the deal's lawyer.

Deals through which such a person acquires ownership of real estate follow a special procedure under Decree No. 81: with a permit of the Government Commission or a general permit, with settlements through a type “C” account. The conditions depend on the deal — the decision is made by the lawyer. NeuroVision recognises citizenship from the document.

By INN — status in the Unified State Register of Legal Entities, signs of a shell company, a mass head and account freezes. The head and founders — against the Rosfinmonitoring list, sanctions and bankruptcy. The representative's passport — for validity. How to check a company before a deal — in our blog.

Since 1 February 2026 under the family mortgage spouses are mandatory co-borrowers, one preferential mortgage per family. The package contains the passports of both spouses, marriage and children's birth certificates. The programme conditions are checked by the bank; NeuroVision recognises both passports in one session.

Via the REST API: the CRM sends a photo of the document or receives the result of a session started by a link and takes the fields in JSON. For an online showcase — a web widget with a link in the booking e-mail. The result of database checks is requested by the launch identifier. Can be installed in your own perimeter.

Document recognition with anti-fraud — from 16 ₽ per KYC session, at 10 000 sessions a year — 18 ₽. Database checks — 5 ₽, international screening — 36 ₽. Test access — 1 month.

We will select checks for a developer's sales department

Tell us how many deals a month, what share of remote and foreign buyers and which CRM you work in — we will show a link for uploading documents and give you test access.

Can't put your request into words? Book a call and our team will contact you at a convenient time

Book a call

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