Step 1
The tax number and the representative's document
The seller enters the tax number and uploads the representative's passport in their account. The document is recognised with no manual entry and checked for forgery.
Seller screening for marketplaces and aggregators
Seller verification beyond the mandatory check under 289‑FZ: the company by tax number and the people behind it, the representative's document, self-employed status, sanctions and signs of fraud — in a single API call, while the seller is still filling in the form.
Tax number The representative's passport Self-employed tax status Sanctions Phone
Data stored in Russia · Russian software registry no. 19972 · 152‑FZ
What 289‑FZ requires of a marketplace
Since 1 October 2026, operators of intermediary platforms listed in the Ministry of Economic Development's register check their sellers when signing a contract. Below is what exactly, by when, and what the law leaves to the platform's own judgement.
The operator carries out the mandatory 289‑FZ check by one of the methods in Government Decree No. 768. NeuroVision is not on that list and does not replace it — our checks run in parallel and answer the questions in group 3.
- A walkthrough of 289‑FZ
Who and what to check
289‑FZ art. 5 and Decree No. 768 — checking the partners of intermediary platforms.
When signing the contract
- Partner sellers, partner contractors and owners of pickup points
The details · Decree No. 768
- A legal entity: full and short name, address, tax number, state registration number and tax registration reason code
- A sole trader: full name, state registration number and tax number
- A self-employed person: full name, tax number and the fact of paying professional income tax
The register is due by 02.11.2026
- The obligation applies only to platform operators listed in the register of intermediary platforms
- Choose the checks
Methods and deadlines
Decree No. 768 — the verification methods the law gives the operator.
Up to 5 working days
- State registers and the tax service
1 calendar day
- The state identification and authentication system, or another such system
- The SME digital platform
Up to 15 working days
- Foreign companies — the resources of the country of registration
No later than the next working day
- A refusal must be an electronic document with a qualified signature stating the reasons; re-checks may not be restricted
- Checking a company by tax number
What the law leaves to the platform
This is where NeuroVision's checks come in.
At the platform's discretion
- Who stands behind the company: the director, the shareholders and their other companies
- Shell companies, nominee directors and account freezes
- Sanctions lists and the Rosfinmonitoring watchlist
- The authenticity of the representative's uploaded documents
The law does not require
- Re-checking sellers with an existing contract
Seller verification on a marketplace: six tasks
The mandatory check confirms the details. These are the tasks platforms solve on top of it — and the ones they come to us with.
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The company exists — but is it trading
Status in the state registers, liquidation, the date of registration, account freezes ordered by the tax authority, commercial court cases and tax arrears — all from a single tax number.
Learn moreMost often enabled:
-
Who stands behind the seller
The director and shareholders by the tax numbers from the register, with no namesakes: nominee or serial director, links to other companies, bankruptcy.
Learn moreMost often enabled:
-
A self-employed seller
Professional income tax status, passport validity, wanted lists and debts — for platforms where self-employed people sell goods or provide services.
Learn moreMost often enabled:
-
The representative's document
The representative's passport is recognised with no manual entry and checked for forgery and traces of editing. Documents from 195+ countries and territories — for foreign representatives.
Learn moreMost often enabled:
-
Sanctions and watchlists
The company, its director and shareholders are screened against the Rosfinmonitoring list and the OFAC, EU, UK and UN lists; foreign sellers also against PEP lists and sanctions from 50+ countries.
Learn moreMost often enabled:
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Fraudsters at the door
Someone else's passport, a burner phone number, a blocked seller signing up again on the same details — caught before they get access to buyers.
Learn moreMost often enabled:
A company, a sole trader or a self-employed person — each with its own set of checks
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Company
Status and signs of a shell company by tax number; the director and shareholders: nominee status, bankruptcy, watchlists and sanctions. The representative: the document and its authenticity.
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A sole trader
Status in the sole trader register, account freezes, tax arrears, bankruptcy and commercial court cases by tax number; the passport: validity, wanted lists and bailiff records.
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A self-employed person
Professional income tax status, passport validity, bailiff debts and bankruptcy.
The type of seller is set by law.
The set of checks on top of it is your policy.
Seller onboarding: from the tax number to the decision
Our checks run in parallel with the mandatory one and return the answer as JSON or by webhook.
Step 2
The company and the people behind it
From the tax number the director and shareholders are pulled from the state registers; each is checked for nominee status, bankruptcy, watchlists and sanctions. For a self-employed seller it is the professional income tax status.
Step 3
The decision and a re-check
For every check: the outcome — «passed», «failed» or «not enough data» — the source and the records found, in JSON. The platform's rules let the seller through, send them to a specialist or reject them; the check can be repeated before a payout.
How dishonest sellers operate
A shell company
The company was registered yesterday
A fresh registration, a mass address, a director with a dozen companies. The seller collects prepayments and disappears — a check by tax number shows this before the contract.
A nominee director
The details check out, but they decide nothing
The register lists the director as a nominee or serial director. Other people stand behind the seller — an affiliation check shows their companies.
A front self-employed seller
The tax status is there — the person is not
Self-employed status is registered on someone else's passport and used to withdraw revenue. Passport validity, wanted lists, debts and the phone number are the signals that the seller is not who they claim to be.
Forged documents
An edited representative's passport
The document is checked for signs of forgery and traces of editing: fonts, fields, screen photos. 40+ anti-fraud document checks.
A blocked seller returning
A new company — the same people
A blocked seller registers a new legal entity. A match between the director or shareholders and the platform's blacklist gives the repeat entry away.
289‑FZ
checks the details, not the people
Checks for seller onboarding
Every check is enabled separately and you pay for the requests performed. Descriptions, sources and response fields are in the API check catalogue.
The seller company by tax number
Status, signs of a shell company and the people behind it.
- State registers
Status of a company or a sole trader
A company is checked against the state register of legal entities and a sole trader against the register of sole traders: whether it is active, whether it is being wound up, when it was registered, and who the director and shareholders are.
- The register of nominee and serial directors
Nominee directors
A flag that the person is listed as a nominee or serial company director.
5 ₽ / check
Learn more - A summary of legal entities
Affiliation
A person's links to legal entities: where they are a shareholder or a director, and whether they hold sole trader status.
5 ₽ / check
Learn more - Federal Tax Service
Account operation freezes
Tax authority decisions suspending account operations: the date, the decision number and the reason for the freeze.
5 ₽ / check
Learn more - Commercial court case file
Commercial court cases
A history of disputes from the commercial court case file, bankruptcy cases included. Matching is done by tax number, so namesakes never reach the results.
5 ₽ / check
Learn more - Federal Tax Service · SMEV
Tax arrears
An individual's outstanding debt on taxes and payments administered by the tax service.
5 ₽ / check
Learn more
The person behind the seller
The document, status and debts of the representative, the sole trader or the self-employed person.
- KYC · OCR
Recognition of documents from 195+ countries and territories
The representative's passport is recognised with no manual entry. Documents from 195+ countries and territories — for foreign representatives.
- Police · SMEV
Validity of a Russian passport
The authenticity and validity of a Russian passport through the interagency interaction system. It catches expired, replaced, lost and invalid documents and verifies that the passport was issued to this particular person.
5 ₽ / check
Learn more - Federal Tax Service
Self-employed status
Confirmation of registration as a payer of professional income tax.
5 ₽ / check
Learn more - Federal bankruptcy register
Personal bankruptcy
A search of the federal bankruptcy register: personal bankruptcy cases filed and completed. By tax number the result is unambiguous.
5 ₽ / check
Learn more - Federal Bailiffs Service
Enforcement proceedings
Active enforcement proceedings from the bailiffs' database: the amounts owed, the claimants, the type of recovery and an estimate of how close the person is to bankruptcy given their total debts.
5 ₽ / check
Learn more - Police
Police wanted list
A search of the federal database of people wanted by the police. Filtered by the full date of birth — results with no namesakes.
5 ₽ / check
Learn more
Sanctions risk and signs of fraud
Lists, documents and the seller's phone number.
- Rosfinmonitoring
The list of terrorists and extremists
Screening against the list of people involved in extremist activity or terrorism. A mandatory check under 115-FZ.
5 ₽ / check
Learn more - OFAC · EU · UK · UN
International sanctions lists
Screening against the consolidated lists of OFAC (USA), the European Union, the United Kingdom and the UN. Every match carries a similarity score and a flag if it was triggered by an alias.
5 ₽ / check
Learn more - An international database
Compliance screening: PEP, sanctions, adverse media
International screening against politically exposed persons and their associates, sanctions lists from more than 50 countries, regulatory actions and adverse media coverage. For Russian citizens it runs from the international passport or from the full name and date of birth.
36 ₽ / check
Learn more - 40+ checks
Document anti-fraud
The document is checked for signs of forgery and traces of editing: fonts, fields, screen photos.
- Telecom operators
The number belongs to the person
Confirmation that the phone number is linked to the customer's name. A yes/no answer.
5 ₽ / check
Learn more - Telecom operators
The number's age
How long the subscriber has used the number: from «less than three months» to «more than five years». Freshly bought numbers are a risk factor.
5 ₽ / check
Learn more
What a seller check costs
Checks against registers and lists carry a fixed price per request, with no subscription fee. Document recognition and anti-fraud are quoted against your flow of sellers.
- Configure a set
Individual checks
5 ₽ per check
Nominee director, account freezes, self-employed status, passport validity, the watchlist and sanctions — individually.
- Most popular choiceEnable the package
The «16 in 1» basic package
50 ₽ per package (3.125 ₽ per check)
16 key checks from the passport of a representative, a sole trader or a self-employed person, including the Rosfinmonitoring list and sanctions. Bought separately they cost 80 ₽.
- Enable
International compliance screening
36 ₽ per check
PEP status, sanctions lists from more than 50 countries, regulatory actions and adverse media — for foreign sellers and their directors.
Document recognition, anti-fraud and phone number checks are priced separately — we will quote for your volume.
Connecting to the seller's account
The checks slot into seller sign-up through the API or a widget. Large platforms can install it inside their own perimeter.
- JSON and webhooks
- A cloud in Russia
- On-premises
Test access for 1 month.
Payment for the checks performed, with 24/7 support.
Why marketplaces choose NeuroVision
A marketplace needs a vendor that can take the flow of sign-ups, checks both the company and the people behind it, and does not slow seller onboarding down.
The company and the people in one report
An active company with a clean record may have a bankrupt director or a shareholder with a dozen liquidated firms.
NeuroVision brings both parts into one response — there is no need to look the director up in three services.
A Russian developer
A Skolkovo resident; the platform is entry no. 19972 in the Russian software registry.
Read also
The platform economy law, company checks and anti-fraud — in our blog.
114 18
KYC, AML and Digital Identification
Checking Sellers and Partners on Marketplaces Under 289-FZ: What Changes on 1 October 2026
95 26
KYC, AML and Digital Identification
How to Vet a Company and Its Beneficial Owners Before a Deal: KYB in Simple Terms
92 30
KYC, AML and Digital Identification
Due Diligence: What It Is and How to Vet a Counterparty
381 22
Anti-Fraud, Liveness and Deepfake Protection
Anti-Fraud in Document Verification: How to Detect Forgeries and Traces of Editing
Frequent questions about marketplace seller checks
Partner sellers, partner contractors and owners of pickup points — when the contract is signed. The obligation under 289‑FZ applies to platform operators listed in the Ministry of Economic Development's register of intermediary digital platforms. The list of details is closed: the particulars of the legal entity or sole trader, and for a self-employed person their full name, tax number and the fact of paying professional income tax.
No. Decree No. 768 lists the permitted methods: the state registers and the tax service, the state identification system or another such system, the SME digital platform, and the resources of the country of registration for foreign applicants. NeuroVision works in parallel and answers the questions the law leaves to the platform: who stands behind the company, sanctions, and the authenticity of documents.
Neither 289‑FZ nor Decree No. 768 requires it. A platform may repeat the check under its own policy — before a payout, say, or when the seller's director changes.
KYB — a company check by tax number: status, signs of a shell company, court cases and debts, the director and shareholders. KYC is the check on the person: the document of the representative or the self-employed seller, its authenticity, passport validity, debts and wanted lists. Plus sanctions lists and the Rosfinmonitoring watchlist.
Professional income tax status comes from the tax service and costs 5 ₽. If the seller has uploaded a passport, you also get passport validity, bailiff debts, bankruptcy and wanted lists. A package of 16 checks from the passport costs 50 ₽.
By tax number you check the company's status, account freezes, tax arrears and commercial court cases, and the director against the register of nominee and serial directors and their links to other companies.
The representative's document — recognition of documents from 195+ countries and territories; the director and the representative — against PEP lists and sanctions lists from 50+ countries, at 36 ₽ per check. The registration of a foreign company in its country of registration is verified by the operator using a method from Decree No. 768.
In the NeuroVision cloud in Russia, or in your own infrastructure with an on-premises installation. 152‑FZ and 242‑FZ.
Checks against registers and lists cost from 5 ₽, compliance screening costs 36 ₽ and a package of 16 checks costs 50 ₽. Document recognition and anti-fraud are quoted individually. Test access lasts 1 month.
We will put together the checks for seller onboarding
Tell us how many sellers you onboard a month and whether any are self-employed or foreign companies — we will assemble a set of checks and give you test access.
Can't put your request into words? Book a call and our team will contact you at a convenient time
Book a call
The company is included in the register of IT companies and the register of personal data operators of the Russian Ministry of Digital Development.
Address: Moscow, Presnenskaya Embankment 12 — Moscow City business centre, Federation Tower. Nearest metro stations: Delovoy Tsentr and Mezhdunarodnaya.
