The document with no manual entry
A Russian passport or a foreign national's document is recognised in the app, with the name in Latin script taken from the MRZ. The document is checked for forgery and traces of editing.
Verification of a customer of a broker, an asset manager or an investment platform on a single platform: recognition of documents from 195+ countries and territories, checks against state databases, the Rosfinmonitoring watchlists, sanctions and politically exposed persons. For investment platforms there are also checks on companies and on their directors and shareholders by tax number.
Data stored in Russia · Russian software registry no. 19972 · 115‑FZ and 152‑FZ
Brokers, trustees, fund management companies and operators of investment platforms all fall under 115‑FZ. Below are the obligations that bear directly on taking a customer on: identification, watchlists, screening for politically exposed persons, and the requirements on those raising investment.
NeuroVision supplies the data for screening customers and those raising investment. Identification, recognition as a qualified investor, enforcement of the limit, the freezing of funds and reports to Rosfinmonitoring are carried out by the firm itself.
Art. 7 — identification and simplified identification.
115‑FZ, art. 7.3, 7.4 and 7.5 — politically exposed persons and the Rosfinmonitoring watchlists.
259‑FZ — the requirements on those raising investment and the investor limit.
The customer wants to open an account and buy their first security the same day, while compliance needs to be sure the firm can do business with them. These are the tasks brokers, asset managers and platform operators come to us with.
The customer photographs their passport — the data lands in the form with no manual entry, and the passport, tax number and social insurance number are checked against state databases. The broker carries out identification under its own procedure.
Most often enabled:
Passports from 195+ countries and territories are recognised with no manual entry, with the name in Latin script from the MRZ. The OFAC, EU, UK and UN sanctions lists, PEP status and adverse media are checked before the first deposit.
Most often enabled:
The Rosfinmonitoring list is mandatory under 115‑FZ, and politically exposed persons have to be identified both on take-on and during the relationship. Both screenings run in a single API call.
Most often enabled:
A company or a sole trader on a crowdfunding or crowdlending platform: the director and shareholders against watchlists and sanctions, and bankruptcy and commercial court cases by tax number — before the investment offer is published.
Most often enabled:
A company opens an account or invests through the platform: checks on the director, the shareholders and the representative, links to other companies and signs of a nominee director.
Most often enabled:
Edited passports, screen photos, other people's and freshly bought phone numbers — signs that the account is being opened for someone else. Anti-fraud runs before the account is activated.
Most often enabled:
Passport recognition, validity against the police database, the tax and social insurance numbers, and the Rosfinmonitoring list. The data feeds the identification carried out by the broker or the platform.
A document from 195+ countries and territories, the name in Latin script from the MRZ, international sanctions lists and compliance screening: politically exposed persons, sanctions from 50+ countries and adverse media.
The director and shareholders by tax number: watchlists, sanctions, bankruptcy, commercial court cases and nominee status. The conditions of article 14 of 259‑FZ are checked before the offer is published.
You define the set of checks — by customer type and risk level.
NeuroVision supplies the checks for each of them.
The checks slot into account opening in the app or the client portal and return an answer before the customer can fund the account.
The company, its controlling persons and its director
The director and shareholders are screened against the list of terrorists and extremists and against international sanctions lists, the UN lists included. A match is grounds to stop the offer being published.
Cases in the commercial court case file
The company's commercial court cases, bankruptcy cases included — by tax number, with no namesakes.
The federal bankruptcy register
Personal bankruptcy cases filed and completed — by tax number. For a sole trader this is an explicit condition of article 14.
Signs of a front company
A nominee or serial director, the person's links to other companies, account freezes ordered by the tax authority and tax arrears.
Shareholders and directors from abroad
Compliance screening: politically exposed persons, sanctions from more than 50 countries, regulatory actions and adverse media — 36 ₽ per check.
Art. 14
259‑FZ, art. 14 · 115‑FZ
Every check is enabled separately and you pay for the requests performed. Descriptions, sources and response fields are in the API check catalogue.
The document and the investor's data
Recognition and checks against state databases.
A Russian passport or a foreign national's document is recognised in the app, with the name in Latin script taken from the MRZ.
The authenticity and validity of a Russian passport through the interagency interaction system. It catches expired, replaced, lost and invalid documents and verifies that the passport was issued to this particular person.
5 ₽ / check
Learn moreDetermining the tax number from the passport data. It unlocks the checks that need precise identification of the person — with no namesakes.
5 ₽ / check
Learn moreChecking the social insurance number against the full name and date of birth: does the number really belong to this person. The answer is a match or no match.
5 ₽ / check
Learn moreEdited passports, screen photos, and other people's or freshly bought phone numbers — caught before the account is activated.
Confirmation that the phone number is linked to the customer's name. A yes/no answer.
5 ₽ / check
Learn moreAML/CFT and sanctions risk
Mandatory watchlists, politically exposed persons and foreign lists.
Screening against the list of people involved in extremist activity or terrorism. A mandatory check under 115-FZ.
5 ₽ / check
Learn moreScreening against the consolidated lists of OFAC (USA), the European Union, the United Kingdom and the UN. Every match carries a similarity score and a flag if it was triggered by an alias.
5 ₽ / check
Learn moreInternational screening against politically exposed persons and their associates, sanctions lists from more than 50 countries, regulatory actions and adverse media coverage. For Russian citizens it runs from the international passport or from the full name and date of birth.
36 ₽ / check
Learn moreA check against the Russian Ministry of Justice's foreign agents register. Its entries carry a date of birth and a tax number, so a match can be verified.
5 ₽ / check
Learn moreParties raising investment and corporate investors
The director and shareholders by tax number, bankruptcy and links.
A search of the federal bankruptcy register: personal bankruptcy cases filed and completed. By tax number the result is unambiguous.
5 ₽ / check
Learn moreA history of disputes from the commercial court case file, bankruptcy cases included. Matching is done by tax number, so namesakes never reach the results.
5 ₽ / check
Learn moreA person's links to legal entities: where they are a shareholder or a director, and whether they hold sole trader status.
5 ₽ / check
Learn moreA flag that the person is listed as a nominee or serial company director.
5 ₽ / check
Learn moreTax authority decisions suspending account operations: the date, the decision number and the reason for the freeze.
5 ₽ / check
Learn moreAn individual's outstanding debt on taxes and payments administered by the tax service.
5 ₽ / check
Learn moreChecks against databases and lists carry a fixed price per request, with no subscription fee and no annual licence. Document recognition and anti-fraud are quoted against your flow of customers.
5 ₽ per check
The Rosfinmonitoring list, sanctions, passport validity, the tax number, the social insurance number, bankruptcy and commercial court cases — individually.
50 ₽ per package (3.125 ₽ per check)
16 key checks from a single passport, including the Rosfinmonitoring list and sanctions. Bought separately they cost 80 ₽.
36 ₽ per check
PEP status, sanctions lists from more than 50 countries, regulatory actions and adverse media — for foreign investors and shareholders.
Document recognition, anti-fraud and phone number checks are priced separately — we will quote for your volume.
The checks slot into account opening through the API or a ready-made widget. Large brokers and asset managers can install it inside their own perimeter.
Payment for the checks performed, with 24/7 support.
A broker needs a vendor that does not slow account opening down, handles foreign documents and covers checks on both people and companies.
Documents, checks against state databases, watchlists, sanctions, politically exposed persons and checks on directors and shareholders by tax number — one vendor and one API.
There is no need to reconcile results from several services.
Politically exposed persons, sanctions screening and company checks — in our blog.
Yes. Professional securities market participants, management companies of investment funds and unit investment funds, and operators of investment platforms are all on the list of organisations in article 5 of 115‑FZ. They identify their customers, screen them against the Rosfinmonitoring watchlists and identify politically exposed persons.
No. Identification and simplified identification under 115‑FZ are carried out by the broker itself — including through the state services portal and the Unified Biometric System, or through a bank under an agency agreement. NeuroVision recognises the document and checks the data against databases, watchlists and sanctions lists — the broker then uses those results in its own procedure.
115‑FZ permits simplified identification when signing a brokerage agreement or a securities trust management agreement — subject to conditions. One of them is that the customer is not on the Rosfinmonitoring list and not subject to a freezing decision of the Interagency Commission. That is why the watchlist check is run before the account is opened.
Through compliance screening: an international database of politically exposed persons and their associates, sanctions lists from more than 50 countries, regulatory actions and adverse media — 36 ₽ per check. Under 115‑FZ a foreign PEP may be taken on only by written decision of the head of the firm or their deputy.
Recognise the document — passports from 195+ countries and territories, with the name in Latin script from the MRZ — then check them against the international sanctions lists of OFAC, the EU, the UK and the UN, and run compliance screening for PEP status and adverse media. The Rosfinmonitoring list is mandatory for every customer.
Under article 14 of 259‑FZ the company, the persons controlling it and its director must not be on the Rosfinmonitoring list or the UN lists, there must be no bankruptcy case against the company, and a sole trader must not be in bankruptcy proceedings. NeuroVision screens the director and shareholders against watchlists and sanctions and checks bankruptcy and commercial court cases — by tax number. Criminal records and disqualification are checked by the operator itself.
No. Under 259‑FZ an individual without qualified investor status, and a sole trader, may invest no more than 600,000 ₽ per calendar year across all investment platforms. The platform operator enforces this on the basis of the investor's representations, and the operator is also the one that recognises qualified investor status. NeuroVision does not provide investor testing or qualified investor recognition.
In the NeuroVision cloud in Russia, or in your own infrastructure with an on-premises installation. 152‑FZ and 242‑FZ.
Checks against databases and lists cost from 5 ₽, compliance screening costs 36 ₽ and a package of 16 checks costs 50 ₽. Document recognition and anti-fraud are quoted individually. We give test access the same day you ask.
Tell us how many accounts you open a month, whether you have foreign customers and whether you need company checks on the platform — we will assemble a set of checks and give you test access.
Can't put your request into words? Book a call and our team will contact you at a convenient time
Book a callThe company is included in the register of IT companies and the register of personal data operators of the Russian Ministry of Digital Development.
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