The data for identifying a pawnshop customer in a second: the passport is recognised from a camera or a counter scanner, checked against the police database, the Rosfinmonitoring list, wanted lists and sanctions, and its fields go into your accounting system and onto the pawn ticket with no typos.
Data stored in Russia · Russian software registry no. 19972 · 115‑FZ and 152‑FZ
Pawnshops fall under 115‑FZ and are supervised by the Bank of Russia. Below are the obligations that apply to every customer at the counter.
NeuroVision supplies the data for screening the customer. The internal control rules, the decision on the deal, the freezing of assets and reports to Rosfinmonitoring are defined and carried out by the pawnshop.
Data is submitted to the state precious metals and stones system by the pawnshop in its own accounting software — NeuroVision is not integrated with that system.
196‑FZ «On Pawnshops», art. 7 — the borrower's details in the loan agreement.
115‑FZ, art. 5 and 7 — identification and the Rosfinmonitoring watchlists.
115‑FZ, art. 6 — mandatory monitoring; the state precious metals and stones system — accounting for valuables.
The customer arrives with a passport and an item — within a couple of minutes you have to screen them as the law requires, issue a pawn ticket without errors and not build a queue. These are the tasks NeuroVision covers.
The cashier places the passport under a camera or a scanner — the name, series and number, date of birth, issuing authority and date, and the registered address are recognised in a second and land straight in the form. Handwritten entries on the registration pages are read separately from the printed text.
Most often enabled:
A check against the police database through the interagency interaction system: an expired, replaced, lost or invalid passport shows up before the loan is issued. Traces of editing and screen photos are caught by a separate check.
Most often enabled:
The mandatory check under 115‑FZ — in a single request, using the data from the recognised passport. The result, with the date of the check, can be filed with the customer's record.
Most often enabled:
The wanted lists of the police, the prison service and the bailiffs, plus enforcement proceedings and bankruptcy — so you see the risk before the item is taken as a pledge.
Most often enabled:
Passports from 195+ countries and territories are recognised with no manual entry, with the name in Latin script from the MRZ. Checks against the police register of controlled persons, sanctions and PEP lists run before the deal.
Most often enabled:
The recognised fields are passed to the pawnshop's accounting system through the API — the series, number and name reach the pawn ticket exactly as printed in the passport.
Most often enabled:
Passport recognition, validity against the police database, the Rosfinmonitoring list and wanted lists. For a foreign national, the register of controlled persons and sanctions. The data goes straight onto the pawn ticket.
The passport is already on file: it is enough to verify that the document has not changed and repeat the watchlist check. A new passport is recognised afresh — the old data is not carried over to the new ticket.
115‑FZ requires every customer to be screened against the list at least once a quarter. The checks are launched through the API from your accounting system using the stored customer data.
The order of the checks is set by 115‑FZ and by your internal control rules.
NeuroVision supplies the data for every step.
The check slots into the pawnshop's accounting system: the cashier works in the usual window, and the result arrives before they move on to appraising the item.
A webcam frame, a scan or a phone photo will do. The neural network finds the photo spread and the registration page itself, removes glare and reads the fields. The MRZ is cross-checked against the visual zone.
Passport validity, the Rosfinmonitoring list, wanted lists, sanctions and, for foreign nationals, the register of controlled persons. Only what your internal control rules require.
For every check: the result, the source and the date, in JSON. The accounting system fills the passport fields into the pawn ticket, and the check results are stored in the customer's record.
The cashier copies out the spread and the registered address in 3–5 minutes, and every typo in the series or number ends up on the pawn ticket. With NeuroVision the passport is recognised in a second and checked immediately.
| Criterion | Manual entry | NeuroVision |
|---|---|---|
| Time per passport | 3–5 minutes | about a second |
| Registration address | copied out by hand | recognised from pages 5–12 |
| Typos on the pawn ticket | inevitable | doubtful fields are flagged |
| Passport check | by eye | MRZ, check digits, validity dates, the police database |
| The watchlist and wanted lists | separately, in a different system | in the same request |
| Foreign passports | transliteration by ear | 195+ countries and territories, Latin script from the MRZ |
Every check is enabled separately and you pay for the requests performed. Descriptions, sources and response fields are in the API check catalogue.
The customer's passport
Recognition at the counter and checks against state databases.
A webcam frame, a scan or a phone photo will do: the passport fields and the registered address, with no manual entry.
The authenticity and validity of a Russian passport through the interagency interaction system. It catches expired, replaced, lost and invalid documents and verifies that the passport was issued to this particular person.
5 ₽ / check
Learn moreDetermining the tax number from the passport data. It unlocks the checks that need precise identification of the person — with no namesakes.
5 ₽ / check
Learn moreA check on a foreign national against the register of controlled persons that the police have kept since February 2025: people who have lost the legal grounds to stay in Russia. Russian citizens do not need the check — by law they are not in the register.
5 ₽ / check
Learn moreTraces of editing and screen photos — caught before the loan is issued.
AML/CFT and sanctions
The mandatory watchlist and checks against foreign lists.
Screening against the list of people involved in extremist activity or terrorism. A mandatory check under 115-FZ.
5 ₽ / check
Learn moreScreening against the consolidated lists of OFAC (USA), the European Union, the United Kingdom and the UN. Every match carries a similarity score and a flag if it was triggered by an alias.
5 ₽ / check
Learn moreInternational screening against politically exposed persons and their associates, sanctions lists from more than 50 countries, regulatory actions and adverse media coverage. For Russian citizens it runs from the international passport or from the full name and date of birth.
36 ₽ / check
Learn moreA check against the Russian Ministry of Justice's foreign agents register. Its entries carry a date of birth and a tax number, so a match can be verified.
5 ₽ / check
Learn moreWanted lists, debts and courts
The customer's risks before the item is taken as a pledge.
A search of the federal database of people wanted by the police. Filtered by the full date of birth — results with no namesakes.
5 ₽ / check
Learn moreA check against the wanted lists of the Federal Penitentiary Service: escaped convicts and those evading their sentence.
5 ₽ / check
Learn moreA search for people wanted by the bailiffs, including debtors in hiding. The response gives the category of the search, the date it was announced and the case number.
5 ₽ / check
Learn moreActive enforcement proceedings from the bailiffs' database: the amounts owed, the claimants, the type of recovery and an estimate of how close the person is to bankruptcy given their total debts.
5 ₽ / check
Learn moreA search of the federal bankruptcy register: personal bankruptcy cases filed and completed. By tax number the result is unambiguous.
5 ₽ / check
Learn moreA search for criminal cases across courts of general jurisdiction nationwide, the Moscow courts included. Results are split into exact matches on the full name and probable namesakes.
5 ₽ / check
Learn moreChecks against databases and lists carry a fixed price per request, with no subscription fee. Passport recognition is quoted against your flow of customers.
5 ₽ per check
The Rosfinmonitoring list, passport validity, wanted lists, sanctions and the register of controlled persons — individually.
50 ₽ per package (3.125 ₽ per check)
16 checks from a single passport: passport validity, the Rosfinmonitoring list, sanctions, the wanted lists of the police, the prison service and the bailiffs, debts, bankruptcy and court cases. Bought separately they cost 80 ₽.
36 ₽ per check
PEP status, sanctions lists from more than 50 countries, regulatory actions and adverse media — for customers with foreign passports.
Passport recognition and document anti-fraud are priced separately — we will quote for your monthly customer count and the number of counters.
NeuroVision plugs into the software the counter already runs: recognition and checks are called through the API, and the result comes back into the customer record and the pawn ticket.
Payment for the checks performed, with 24/7 support.
A pawnshop needs a vendor that works as fast as the counter does, understands 115‑FZ and does not require changing the accounting system.
Passport recognition, the police database, the Rosfinmonitoring list, wanted lists and sanctions — one vendor and one API.
The cashier does not switch between programs, and the designated compliance officer sees the result of every check in the customer's record.
A Skolkovo resident; the platform is entry no. 19972 in the Russian software registry.
115‑FZ, passport checks and document recognition — in our blog.
Yes. Pawnshops are named in article 5 of 115‑FZ, so they identify the customer, the representative and the beneficiary and screen them against the Rosfinmonitoring list. On top of that, the «On Pawnshops» law requires the borrower's passport details on every pawn ticket.
No. Identification is carried out by the pawnshop under its own internal control rules. NeuroVision recognises the passport and checks the data against databases, the watchlist, wanted lists and sanctions — the pawnshop then uses those results in its procedure and files them with the customer's record.
Yes, the application and a passport photo can be taken on your site: the passport is recognised in advance, and at the counter all that remains is to verify the document and complete the pledge. The Bank of Russia allows the pawn ticket to be issued electronically, while the pledged item is handed over to the pawnshop. How to identify a customer without an in-person visit is for your lawyer to decide.
When taking them on, and at least once every three months across the whole customer base. On a match the assets are frozen no later than 24 hours after the list is published, and Rosfinmonitoring is notified no later than one working day.
Yes. Every version of the Russian passport form since 1997 is recognised, including the registration pages: the address and the date of registration. Handwritten entries and stamps on those pages are read separately from the printed text.
No. NeuroVision connects to your software through a REST API: the counter sends the passport image and receives the fields and the check results. For online applications there is a ready-made passport capture widget.
Recognise the passport — documents from 195+ countries and territories, with the name in Latin script from the MRZ — and check it against the police register of controlled persons, sanctions lists and PEP lists. The register check costs 5 ₽, and compliance screening against sanctions from 50+ countries costs 36 ₽.
Failure to comply with the freezing requirements carries a fine of up to 500,000 ₽ for an organisation, or suspension of operations for up to 60 days (art. 15.27(2.1) of the Code of Administrative Offences).
Checks against databases and lists cost from 5 ₽, a package of 16 checks from a single passport costs 50 ₽, and compliance screening costs 36 ₽. Passport recognition is quoted against your volume. We give test access the same day you ask.
Tell us how many counters and customers a month you have, what software you run and whether you get foreign customers — we will assemble a set of checks and give you test access.
Can't put your request into words? Book a call and our team will contact you at a convenient time
Book a callThe company is included in the register of IT companies and the register of personal data operators of the Russian Ministry of Digital Development.
Address: Moscow, Presnenskaya Embankment 12 — Moscow City business centre, Federation Tower. Nearest metro stations: Delovoy Tsentr and Mezhdunarodnaya.
