A DFA operator places digital rights only with identified investors and does not keep anonymous accounts. We recognise the passport with no manual entry, check the face and the document for forgery, find the tax number and check the investor against the Rosfinmonitoring lists and sanctions, and the issuer — by tax number and beneficiaries. The test, the annual amount and the decision stay in your system.
Russian software register No. 19972 · 152‑FZ
From 1 September 2026 the issue, recording and circulation of digital financial assets are regulated by Law No. 282‑FZ “On Digital Currencies and Digital Rights”, and Law No. 283‑FZ added to 115‑FZ for operators: no anonymous accounts, with the payer and recipient data in every transfer.
Operators included in the register under Law No. 259‑FZ work under its rules while they bring their activities into compliance — no later than 1 September 2028.
282‑FZ, Part 13, 22 of Art. 6, Art. 17; 115‑FZ, para. 5.2-2 of Art. 7
115‑FZ, Art. 7.2-1; 282‑FZ, Art. 27, 35, 36
282‑FZ, Art. 49, 52, 53, 55; 283‑FZ, Art. 22, 23
On the DFA market several participants see the investor at once: the platform, an agent bank, a broker and the issuer. The card shows whose duty it is and where NeuroVision helps.
The requirements for an investor depend on their status and on the decision on the issue. The test and the amount are calculated by your system, the investor data for them is supplied by the KYC session.
Passport, face, lists — in one session with no manual entry.
Without a positive test — a risk notice, a statement of risk acceptance and no more than 300 000 ₽ a year.
The same identification — status does not cancel 115‑FZ.
Closed issues are available only to them; the status is confirmed in your system, the documents are recognised with no manual entry.
A company — by tax number: status, director, founders and beneficiaries.
Representative goes through their own KYC session, the authority under a power of attorney is confirmed by your employee.
Foreign national's passport from 195+ countries and territories, lists and international screening with PEP.
The range of acquirers may be restricted by the decision on the issue.
INN by passport — for a transfer over 60 000 ₽ and for a digital accounting contract.
In other cases the tax number is entered in the form where available.
A payout on digital rights — only to an identified recipient.
An heir or a new owner goes through a session by link before the first payout.
The investor goes through the widget in the platform's personal account, the rest goes through the API. A session with liveness takes from seconds to a minute.
The investor photographs the passport and goes through liveness in a widget on the Web SDK — in a browser or in the WebView of the platform's app. The document type and country are determined automatically, the fields arrive in the form with no retyping, and a forgery or a photo of a screen is flagged at once.
The tax number is found from the passport data, the investor is checked against the list of terrorists and extremists, the foreign agents register and sanctions lists; a non-resident — through international screening with PEP.
The results arrive in JSON by session identifier. The information system opens an account, requests a test or a risk statement and sends disputed investors to manual review.
The amount for a non-qualified investor is counted per person. Every extra passport is another 300 000 ₽ a year, and every nominee investor is someone else's money in the issue.
An investor opens accounts on the passports of relatives to buy more rights without a test. Liveness and face-to-document comparison show that the person in front of the camera is not the passport owner.
An issue is bought up by front individuals for a fee — this is how an issuer fakes demand or brings in a third party's money. Lists and PEP — before placement, the investor's link to the issuer is checked by your system.
Accounts are opened on lost documents to receive payouts in someone else's name. The validity of the passport against the Ministry of Internal Affairs database and document anti-fraud — before the first application.
Liveness is passed with a video recording or a substituted video stream. Liveness tells a live person from a photo, a screen, a mask and a deepfake in the same session.
Four groups, eighteen lines — from investor admission to payout. The tag shows who closes the line: our check, your system or the Bank of Russia.
Risk. An issue for a shell company or a company in liquidation — the payouts will not arrive, and the investors will come to the operator.
NeuroVision. Status, address, director and founders by tax number — 5 ₽ per register.
Risk. The decision on the issue is signed by the director with an enhanced qualified signature — a nominee director or a person from a list.
NeuroVision. The director's passport — in their own KYC session, lists, wanted lists and bankruptcy — 5 ₽ each.
Risk. Behind the issuer stands a person under sanctions or a politically exposed person.
NeuroVision. Owners with a share of more than 25 % — against the Rosfinmonitoring list, sanctions and PEP, international screening — 36 ₽.
Risk. The issuer does not transfer the payout or refuses to perform — the operator receives the refusal and answers to the investors.
Your system. The rules of the issue and disclosure; we provide verified data on the company and the people behind it.
The issuer is checked before the decision on the issue is registered and again — before payouts. The decision to admit the issue to placement stays with the operator.
A person opens an account for a fee
A pensioner or a student goes through KYC in their own name and hands over access to the account. A repeated liveness before a payout and a change of details shows that the account is used by another person.
A picture of someone else's document
The investor uploads a photo of a passport from a screen or a printout. Document anti-fraud flags a screen, a printout, a pasted-in photo and editing in an editor.
The face of the passport owner
The camera is deceived with a silicone mask, a video recording or a substituted video stream. Liveness tells a live person from a printout, a screen, a mask and a deepfake.
Watchlist and sanctions
A person from the Rosfinmonitoring list or under sanctions buys an issue through a relative. The lists and PEP are checked before placement and at every repeated check of the investor base.
The issuer buys it up itself
The issuer's director or founder buys up the issue through front investors. The issuer's directors and founders are checked by tax number, and the reconciliation with investors is done by your system.
115-FZ
The investor is checked before placement
DFA live from placement to redemption — months and years. In that time the lists, the investor's documents and the rights holders themselves change.
Rosfinmonitoring and the sanctions authorities update their lists. The investor base is rechecked against the new versions, matches go to manual review before the nearest payout.
Before a large payout or after a change of details — a short session with liveness. This way a person with a stolen password cannot receive the payout.
Rights pass to a new owner at an exchange operator or by a deal between investors. The new holder goes through KYC before crediting, not after.
The investor changed their passport or surname, or the rights passed to an heir. The new document is recognised with no manual entry, the tax number and lists are checked again.
Each check is enabled separately — by investor and issue type. Payment is for completed requests. All database checks are in the catalogue AML checks.
Document and face
Passport without manual entry, anti-fraud and live presence.
A Russian passport is recognised from a photo: the fields arrive as a JSON response to the platform.
from 16 ₽
Learn moreA foreign citizen's document is recognised from a photo; the name in Latin script is taken from the machine-readable zone.
from 16 ₽
Learn moreA check that a live person is in front of the camera, and a comparison of their face with the photo in the document.
from 29 ₽ per session
Learn moreThe authenticity and validity of a Russian passport through the interagency interaction system. It catches expired, replaced, lost and invalid documents and verifies that the passport was issued to this particular person.
5 ₽ / check
Learn moreBefore placement
Watchlists and sanctions by full name and date of birth.
Screening against the list of people involved in extremist activity or terrorism. A mandatory check under 115-FZ.
5 ₽ / check
Learn moreScreening against the consolidated lists of OFAC (USA), the European Union, the United Kingdom and the UN. Every match carries a similarity score and a flag if it was triggered by an alias.
5 ₽ / check
Learn moreA check against the Russian Ministry of Justice's foreign agents register. Its entries carry a date of birth and a tax number, so a match can be verified.
5 ₽ / check
Learn moreInternational screening against politically exposed persons and their associates, sanctions lists from more than 50 countries, regulatory actions and adverse media coverage. For Russian citizens it runs from the international passport or from the full name and date of birth.
36 ₽ / check
Learn moreCompany and director
Tax number, beneficiaries and the director's bankruptcy.
Determining the tax number from the passport data. It unlocks the checks that need precise identification of the person — with no namesakes.
5 ₽ / check
Learn moreThe company's status, address, director and founders by tax number.
5 ₽ per register
Learn moreOwners with a share of more than 25 % — against the Rosfinmonitoring list, sanctions and PEP.
from 5 ₽
Learn moreA search of the federal bankruptcy register: personal bankruptcy cases filed and completed. By tax number the result is unambiguous.
5 ₽ / check
Learn moreThe price is per one KYC session of one investor and per each database check. No subscription fee, the more checks a year, the lower the price.
from 16 ₽ per session
A Russian passport or a foreigner's document with no manual entry, anti-fraud: photo of a screen, printout, pasted-in photo, editing. An additional document — 10 ₽.
Everything from “Document”, plus liveness, face-to-document comparison and deepfake detection. For opening an account and large payouts.
5 ₽ per check
Tax number from the passport, the list of terrorists and extremists, the foreign agents register, OFAC, EU, UK and UN sanctions, company, director and beneficiaries by tax number. International screening — 36 ₽.
One session — one person: a company representative goes through their own. At 10 000 checks a year the “Document” session costs 18 ₽ per the calculator. Calculator on the pricing page.
The check is built in where the investor already works: registration, the personal account and the payout screen. The steps are switched on by the scenario rules — passport and liveness at account opening, a repeated liveness on a change of details.
Payment for completed checks, the data retention period is set in the scenario, support through a ticket system.
An operator needs a provider that checks both the investor and the issuer — on the same data, with payment for completed checks.
Passport recognition, liveness, tax number, lists and a company check by tax number and beneficiaries work in one account. The investor's form is filled in with no manual entry.
There is no need to assemble a solution from several vendors and reconcile their responses.
In brief, the concepts found in the law, in the information system rules and in the decision on the issue.
Beneficiaries, repeated KYC and transaction monitoring — in our blog.
Partly. The issue, recording and circulation of digital rights are now regulated by Law No. 282‑FZ “On Digital Currencies and Digital Rights”. Operators included in the register under 259‑FZ work under its rules while they bring their activities into compliance — no later than 1 September 2028, and DFA exchange operators — until 1 March 2027.
Yes. The operator places digital rights at identifier addresses only after identification under 115‑FZ and may not keep digital accounts for anonymous persons or persons under a pseudonym. Payouts on digital rights are also made to an identified recipient.
For rights available after testing, without a positive test the operator credits them after a risk notice and a statement of risk acceptance — no more than 300 000 ₽ per calendar year. The test and the tracking of the amount are done by your system, the identity check can be entrusted to NeuroVision.
The tax number is mandatory for a digital accounting contract, in other cases it is entered where available. For a transfer of digital rights over 60 000 ₽ the operator passes the payer's tax number, if there is one. NeuroVision finds the tax number from the passport data — 5 ₽ per check.
Over 60 000 ₽ — the full name, account or identifier address, address, date of birth and tax number of an individual payer; up to 60 000 ₽ — full name and account. If the data is missing, the operator rules out the customer's ability to dispose of digital rights.
The operator checks the decision on the issue for compliance with the law and answers to investors for payouts through its system. We check the company by tax number, the director and the beneficiaries with a share of more than 25 % — against lists, sanctions and PEP.
Liveness confirms that a live person is in front of the camera and that the face matches the photo in the passport. It tells a live person from a printout, a screen, a mask and a deepfake. This way one investor will not get around the amount using the passports of relatives.
No. We check the investor and the issuer and pass the results to your system. The decision on placement, refusal and reports to Rosfinmonitoring stay with your special officer.
Yes. We recognise passports of 195+ countries and territories and check the investor against sanctions and international screening with PEP. Whether a non-resident may buy a particular issue is determined by the decision on the issue.
Here — digital rights: placement, payouts and the issuer. An exchange and a digital currency broker live under other rules: there is no simplified identification, the tax number is mandatory, and the test and the limit are under Art. 31 of Law No. 282‑FZ.
Yes. The customer is sent a session link: passport, liveness and tax number — with no visit to the office, and for an order through a broker the broker passes the payer's data to the operator. Checks of a securities broker's customers — on the page for brokers and investment platforms.
Document with liveness — from 29 ₽ per session, tax number, lists and issuer checks — 5 ₽ each, international screening — 36 ₽. The test — in the test scenario of the personal account.
Tell us who your investors and issuers are and how many issues you place. We will assemble a KYC scenario under 115‑FZ and 282‑FZ and give you test access.
Can't put your request into words? Book a call and our team will contact you at a convenient time
Book a callThe company is included in the register of IT companies and the register of personal data operators of the Russian Ministry of Digital Development.
Address: Moscow, Presnenskaya Embankment 12 — Moscow City business centre, Federation Tower. Nearest metro stations: Delovoy Tsentr and Mezhdunarodnaya.
