A broker and a digital currency trustee may no longer identify a customer in a simplified way, and the tax number has become a mandatory field of the form. We recognise the passport with no manual entry, check the face and the document for forgery, find the tax number and check the user against the Rosfinmonitoring lists and sanctions — before the first deal. The test, the limit and the decision stay in your system.
Russian software register No. 19972 · 152‑FZ
Law No. 282‑FZ made a crypto exchange, a broker and a trustee participants of the Bank of Russia registers, and the accompanying Law No. 283‑FZ rewrote the 115‑FZ rules for them: there is no simplified identification, the tax number is mandatory, and the sender and recipient data are passed along with the transfer.
A repeated violation of Art. 6 and 7 of 115‑FZ within a year is a ground for excluding the organisation from the register.
282‑FZ, Art. 15, 16, 31, 32; 115‑FZ, para. 1, 1.12-5 of Art. 7
282‑FZ, Art. 14, 32, 53; 115‑FZ, Art. 5, para. 1.5-1, 5.2-2 of Art. 7
115‑FZ, Art. 7.2-1; 282‑FZ, Part 3 of Art. 1, Art. 56
KYC for a crypto exchange rarely lives in one company: the exchange, the broker and the depository are often part of one group and share onboarding. The card shows whom each participant checks and where NeuroVision helps.
The same registration screen leads to different obligations. The test and the limit are calculated by your system, the customer data for them is supplied by the KYC session.
Passport, tax number, face — in one session with no manual entry.
Before purchase — a test, familiarisation with the risks and an annual amount within the limits set by the Bank of Russia.
The same identification — qualification does not cancel 115‑FZ.
The test and familiarisation with the risks are required, there is no annual limit; currencies outside the list for public circulation are available.
Foreign national's passport from 195+ countries and territories, lists and international screening with PEP.
Access to deals — in the cases and on the terms set by the Bank of Russia.
A company — by tax number: status, director, founders.
Representative goes through their own KYC session, the authority under a power of attorney is confirmed by your employee.
Was identified in a simplified way — when digital currency deals are added to the contract, the tax number and full identification are required.
A session by link — with no visit to the office.
A depository or an exchange office may delegate identification to a broker or a trustee of the group.
The session result arrives in your system via API — the procedure for transfer within the group is determined by your contract.
The user goes through the widget in the exchange app, the rest goes through the API. A session with liveness takes from seconds to a minute.
The user photographs the passport and goes through liveness in a widget on the Web SDK — in a mobile browser or in the WebView of the exchange app. The document type and country are determined automatically, the fields arrive in the form with no retyping, and a forgery or a photo of a screen is flagged at once.
The tax number is found from the passport data, the person is checked against the list of terrorists and extremists, the foreign agents register and sanctions lists; a non-resident — through international screening with PEP.
The results arrive in JSON by session identifier. Your system admits the user to the test, keeps track of their annual amount and sends disputed customers to manual review.
The annual amount of a non-qualified investor is counted per person at one intermediary. Every extra passport is one more amount, and the schemes will appear in the very first month.
One investor opens accounts on the passports of relatives and acquaintances to get around the annual amount. Liveness and face-to-document comparison show that the person in front of the camera is not the passport owner.
A verified account is sold or rented out for withdrawing other people's money. A repeated face check on withdrawal and device change cuts off the new “owner”.
Lost and stolen documents are used to register drop accounts. The validity of the passport against the Ministry of Internal Affairs database and document anti-fraud — before the first deposit.
Liveness is passed with a video recording or a substituted video stream. Liveness tells a live person from a photo, a screen, a mask and a deepfake in the same session.
Four groups, eighteen lines. The tag shows who closes the line: our check, your system or the Bank of Russia rules.
Risk. Latin script, a foreign alphabet and unusual date formats — errors in the form when entered manually.
NeuroVision. Passports of 195+ countries and territories and the machine-readable zone; an additional document in the same session — 10 ₽.
Risk. A foreign customer is more likely to appear on sanctions lists and lists of politically exposed persons.
NeuroVision. OFAC, EU, UK and UN — 5 ₽, international screening with PEP — 36 ₽, by spelling in Latin and Cyrillic.
Risk. Without the address and date of birth the depository will refuse an order over 60 000 ₽.
NeuroVision. The fields from the document arrive in the form at once, the tax number — where available.
Risk. Deals of a broker and a trustee with non-residents — only in the cases and on the terms of the Bank of Russia.
Your system. Admission by residency and investor status; we provide the verified document data.
A non-resident goes through the same KYC session as a resident — only the set of database checks changes. The decision on admission stays with the exchange or the broker.
A person goes through KYC for payment
A student or a pensioner verifies an account in their own name and hands over access. A repeated liveness on withdrawal and device change shows that the account is used by another person.
A picture of someone else's document
The user uploads a photo of a passport from a screen or a printout. Document anti-fraud flags a screen, a printout, a pasted-in photo and editing in an editor.
The face of the passport owner
The camera is deceived with a silicone mask, a video recording or a substituted video stream. Liveness tells a live person from a printout, a screen, a mask and a deepfake.
A lost or replaced document
Registration on a passport that is listed as invalid. Validity check against the Ministry of Internal Affairs database — 5 ₽, before the first deposit.
Watchlist and sanctions
A person from the Rosfinmonitoring list registers through a relative. The lists are checked at registration and at every repeated check of the customer base.
115-FZ
The person is checked before the deal
Identification at account opening is only the beginning. Customer information is updated, lists change, and the most expensive mistakes happen at withdrawal.
Rosfinmonitoring and the sanctions authorities update their lists. The customer base is rechecked against the new versions, matches go to manual review.
Before a large withdrawal or a withdrawal to a new address — a short session with liveness. This way a person with a stolen password cannot make the withdrawal.
The customer changed their passport or surname. The new document is recognised with no manual entry, the tax number and lists are checked again.
A securities broker's customer adds cryptocurrency deals. If they previously passed simplified identification, full identification and the tax number are needed.
Each check is enabled separately — by customer type and risk. Payment is for completed requests. All database checks are in the catalogue AML checks.
User
Passport without manual entry, anti-fraud and live presence.
A Russian passport is recognised from a photo: the fields arrive as a JSON response to the platform.
from 16 ₽
Learn moreA foreign citizen's document is recognised from a photo; the name in Latin script is taken from the machine-readable zone.
from 16 ₽
Learn moreA check that a live person is in front of the camera, and a comparison of their face with the photo in the document.
from 29 ₽ per session
Learn moreThe authenticity and validity of a Russian passport through the interagency interaction system. It catches expired, replaced, lost and invalid documents and verifies that the passport was issued to this particular person.
5 ₽ / check
Learn moreBefore the first deal
Lists and sanctions by full name and date of birth.
Screening against the list of people involved in extremist activity or terrorism. A mandatory check under 115-FZ.
5 ₽ / check
Learn moreScreening against the consolidated lists of OFAC (USA), the European Union, the United Kingdom and the UN. Every match carries a similarity score and a flag if it was triggered by an alias.
5 ₽ / check
Learn moreA check against the Russian Ministry of Justice's foreign agents register. Its entries carry a date of birth and a tax number, so a match can be verified.
5 ₽ / check
Learn moreInternational screening against politically exposed persons and their associates, sanctions lists from more than 50 countries, regulatory actions and adverse media coverage. For Russian citizens it runs from the international passport or from the full name and date of birth.
36 ₽ / check
Learn moreApplication form
Tax number, wanted lists, bankruptcy and enforcement proceedings.
Determining the tax number from the passport data. It unlocks the checks that need precise identification of the person — with no namesakes.
5 ₽ / check
Learn moreA search of the federal database of people wanted by the police. Filtered by the full date of birth — results with no namesakes.
5 ₽ / check
Learn moreA search of the federal bankruptcy register: personal bankruptcy cases filed and completed. By tax number the result is unambiguous.
5 ₽ / check
Learn moreActive enforcement proceedings from the bailiffs' database: the amounts owed, the claimants, the type of recovery and an estimate of how close the person is to bankruptcy given their total debts.
5 ₽ / check
Learn moreThe price is per one KYC session of one user and per each database check. No subscription fee, the more checks a year — the lower the price.
from 16 ₽ per session
A Russian passport or a foreigner's document with no manual entry, anti-fraud: photo of a screen, printout, pasted-in photo, editing. An additional document — 10 ₽.
Everything from “Document”, plus liveness, face-to-document comparison and deepfake detection. For account opening and large withdrawals.
5 ₽ per check
Tax number from the passport, list of terrorists and extremists, foreign agents register, OFAC, EU, UK and UN sanctions. International screening — 36 ₽.
One session — one person: a company representative goes through their own. At 10 000 checks a year the “Document” session costs 18 ₽ per the calculator. Calculator on the pricing page.
The check is built in where the user already works: registration, the app and the withdrawal screen. The steps are switched on by scenario rules — passport and liveness at account opening, repeated liveness on a large withdrawal.
Payment for completed checks, the data retention period is set in the scenario, support through a ticket system.
An exchange needs a vendor that covers the whole user — from the passport to the lists.
Passport recognition, liveness, tax number and list checks work on the same data. The form for full identification is assembled with no manual entry.
There is no need to assemble a solution from several vendors and reconcile their responses.
A brief note on the concepts found in the law and in the contract with the user.
KYC levels, sanctions, non-residents and transaction monitoring — in our blog.
KYC — establishing the user's identity and checking them against lists before deals. From 1 September 2026 the digital currency law No. 282‑FZ and Law No. 283‑FZ are in force: the exchange, the broker and the trustee enter the Bank of Russia registers, simplified identification does not apply to contracts with digital currency deals, and the customer's tax number is mandatory.
No. Simplified identification under 115‑FZ does not apply to a brokerage contract and a trust management contract with digital currency deals. A customer who was previously identified in a simplified way is fully identified when cryptocurrency is added to the contract.
Yes. For digital account contracts, brokerage and trust contracts with digital currency, the customer's tax number is among the mandatory data. NeuroVision finds the tax number from the passport data — 5 ₽ per check.
The annual amount is set by the Bank of Russia; the draft instruction says 300 000 ₽ through one intermediary. Before purchase the investor takes a test and is informed of the risks. Your system keeps track of the amount and the test, and the identity check can be delegated to NeuroVision.
Brokers, trustees, digital depositories and exchanges. A positive result is valid for a year from the test or the last deal. NeuroVision does not run the test — we confirm that the test is taken by that very person.
A broker and a trustee conclude deals with non-residents in the cases and on the terms set by the Bank of Russia. To identify a non-resident we recognise passports of 195+ countries and territories and check them against sanctions and international screening with PEP.
Liveness confirms that a live person is in front of the camera and that the face matches the photo in the passport. It tells a live person from a printout, a screen, a mask and a deepfake. This makes it harder to open accounts on relatives' passports.
No. We check the user and pass the results to your system. The decision on a deal, a refusal and reports to Rosfinmonitoring are for your responsible employee.
Yes. A customer who previously passed simplified identification is sent a session link: passport, liveness and tax number — with no visit to the office. Checks of a securities broker's customers — on the page for brokers and investment platforms.
Wallet address checking and transaction monitoring are separate tasks, they go beyond user KYC. This page describes checking the person: document, face, tax number, lists and sanctions; the address admission rules stay in your system. More details — on the page about AML checking of crypto wallets.
The Web SDK for a website and a web terminal works in a mobile browser and in a WebView inside a mobile app, and for server integration there is the REST API. A session link can also be sent to the customer.
Document with liveness — from 29 ₽ per session, the tax number and list checks — 5 ₽ each, international screening — 36 ₽. There is no subscription fee. The test is in the test scenario of the personal account.
Tell us who your users are and how many accounts you open a month. We will assemble a KYC scenario under 115‑FZ and give you test access.
Can't put your request into words? Book a call and our team will contact you at a convenient time
Book a callThe company is included in the register of IT companies and the register of personal data operators of the Russian Ministry of Digital Development.
Address: Moscow, Presnenskaya Embankment 12 — Moscow City business centre, Federation Tower. Nearest metro stations: Delovoy Tsentr and Mezhdunarodnaya.
